Kenton County property record for 9873 Flagstone Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,297 sqft · built 1992 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Oct 2020) |
| Tax Bill | $2,751 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-00-00-039.13 |
| Primary APN | 018-00-00-039.13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,297 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 9873 FLAGSTONE DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE POINTE SEC 1 LOT 3 |
| Legal Subdivision | INDEPENDENCE POINTE |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 63604 |
9873 Flagstone Dr is owned and occupied by an individual who bought it in October 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9873 FLAGSTONE DR, INDEPENDENCE, KY 41051-8566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Oct 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on File |
| Deed Sale | Oct 15, 2020 · Amount on File |
| Prior Sale | Apr 14, 2008 · Amount on File |
| Deed Document Number | 20205900118 |
| Deed Book / Page | 49 / 615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 9873 FLAGSTONE DR, INDEPENDENCE, KY 41051-8566 |
| Document Number | 0000000119 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9873 FLAGSTONE DR INDEPENDENCE KY 410518566, INDEPENDENCE, KY 41051-8566 |
| Document Number | 0000000119 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 00M112/000269 |
| Instrument | 119 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 15, 2020 |
| Property Address | 9873 FLAGSTONE DR, INDEPENDENCE, KY 41051-8566 |
| Document Number | 0000000118 |
| Book / Page | 000049 / 000615 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 118 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9873 FLAGSTONE DR INDEPENDENCE KY 410518566, INDEPENDENCE, KY 41051-8566 |
| Document Number | 119 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 00M112/000269 |
| Instrument | 119 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2050 |
The 2025 property tax bill for 9873 Flagstone Dr was $2,751.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,600 (-) Land $35,000 Building $201,600 | $236,600 (-) Land $35,000 Building $201,600 | |
| 2025 | $2,751.00 | $236,600 Land $35,000 Building $201,600 | $236,600 Land $35,000 Building $201,600 |
| 2023 | $2,587.00 | $205,000 Land $30,000 Building $175,000 | $205,000 Land $30,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9873 Flagstone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9873 Flagstone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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