9889 Flagstone Dr, Independence, KY 41051 Property Records

Kenton County property record for 9889 Flagstone Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,560 sqft · built 1992
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jul 2015)
Tax Bill	$2,370 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`018-00-00-039.17`

Property Details

APN / Parcel Number

Primary APN	`018-00-00-039.17`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Finished Area
Gross Area	2,240 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	130 ft deep x 175 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	9889 FLAGSTONE DR
City	INDEPENDENCE
State	KY
Zip	41051-8791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDEPENDENCE POINTE SEC 1 LOT 7
Legal Subdivision	INDEPENDENCE POINTE
Legal Phase	1
Legal Lot Number	7
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3030
Census Tract	63604

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9889 FLAGSTONE DR, INDEPENDENCE, KY 41051-8791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2015 · Amount on Record
Deed Sale	Jul 2, 2015 · Amount on Record
Prior Sale	Dec 2, 2008 · Amount on Record
Deed Document Number	201507 02 059 00301
Deed Book / Page	3615 / 276
Record Updated	Oct 29, 2026

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Nov 7, 2018
Property Address	9889 FLAGSTONE DR, INDEPENDENCE, KY 41051-8791
Book / Page	004190 / 000124
Instrument Date	Nov 6, 2018
Instrument	75
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	467 ERLANGER RD #200 ERLANGER KY 410181495, 200, ERLANGER, KY 41018-1495

Mortgage

Document Number	0000000075
Date	Nov 7, 2018
Book Page	004190/000124
Instrument	75

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 6, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,800 (-) Land $35,000 Building $168,800	$203,800 (-) Land $35,000 Building $168,800
2025	$2,370.00 (+8.77%)	$203,800 (+18.01%) Land $35,000 Building $168,800	$203,800 (+18.01%) Land $35,000 Building $168,800
2023	$2,179.00	$172,700 Land $30,000 Building $142,700	$172,700 Land $30,000 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20