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9845 Chocolate Summit Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 9845 Chocolate Summit Dr, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,230 sqft · built 1999
Lot Size2.51 acres (109,336 sqft)
OwnerCompany Name on File
Last Sale$835,000 (Oct 2018)
Tax Bill$11,007 (2025)
Deeds & MortgagesOct 2018 Sale
Flood ZoneZone X (minimal risk)
APN402-140-45-00

Property Details

APN / Parcel Number

Primary APN402-140-45-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,230 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area109,336 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address9845 CHOCOLATE SUMMIT DR
CityEL CAJON
StateCA
Zip92021-2611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 18-15-2E SEQ DOC42023REC72 IN SEQ OF
Legal Range02E
Legal Township15
Legal Section18
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract16812

Owner

Source: San Diego County records · APN 402-140-45-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9845 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2611
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 09, 2018 · Amount on Record
Deed SaleOct 09, 2018 · Amount on Record
Prior SaleApr 11, 1997 · Amount on Record
Deed Document Number2018419532
Prior Transfer DateOct 31, 2015
Prior Transfer Doc0000584348
Record UpdatedSep 20, 2026

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 09, 2018
Property Address9845 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2611
Document Number0000419532
Instrument DateSep 27, 2018
Instrument419532
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$918.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5274 BOCAW PL SAN DIEGO CA 921151720, SAN DIEGO, CA 92115-1720

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$950,080 (+2%) Land $568,911 Building $381,169
2025$11,007.00 (+2.06%) Homeowner's exemption$931,452 (+4.04%) Land $557,756 Building $373,696
2023$10,785.00 (+1.62%) Homeowner's exemption$895,285 Land $536,099 Building $359,186
2022$10,613.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 84% of California
Wildfire LikelihoodAbout 1 in 47 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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