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988 Ridgewood Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 988 Ridgewood Ln, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,908 sqft · built 2003
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$242,000 (Apr 2018)
Tax Bill$3,095 (2025)
Deeds & MortgagesNov 2021 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181752-0070

Property Details

APN / Parcel Number

Primary APN181752-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,908 sqft Living Area
Gross Area2,519 sqft
1st Floor Area1,908 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area206 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address988 RIDGEWOOD LN
CitySAINT AUGUSTINE
StateFL
Zip32086-3227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description42/9-13 SOUTHWOOD PUD PHASE 1B PHASE A LOT 7 OR4538/1004
Legal Range30E
Legal Township08S
Legal Section18
Legal SubdivisionSOUTHWOOD PUD PHASE 1B PHASE A
Legal Phase1B
Legal Block2
Legal Lot Number7
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group2
Census Block2010
Census Tract21210

Owner

Source: St. Johns County records · APN 181752-0070

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address988 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 30, 2018Warranty Deed, Transfer · ARM
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleOct 02, 2002 · Amount on Record
Deed Document Number201828823
Deed Book / Page4538 / 1004
Prior Transfer DateDec 29, 2010
Prior Transfer Doc0034270521
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address988 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3227
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyALL FLORIDA TITLE AGENCY, ALL FLORIDA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address988 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3227

Mortgage

Document Number0054090807
DateNov 02, 2021
Book Page5409/807
Instrument2021119014
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 30, 2018
Property Address988 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3227
Document Number0045381004
Book / Page4538 / 1004
Map ReferenceMB42 PG9-13
Instrument DateApr 27, 2018
Instrument2018028823
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyESTATE TITLE OF ST AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address633 KNOLLWOOD LN, 633, SAINT AUGUSTINE, FL 32086-3210

Transferred To (Grantee/Buyer)

NameVerified Name
Address988 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3227

Mortgage

Document Number2018028824
DateApr 30, 2018
Instrument2018028824
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 01, 2048
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateMay 01, 2023
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Index1-Year LIBOR
Margin4
Max Rate11.1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$250,323 (+2.7%)$324,282 (-6.09%) Land $80,000 Building $244,282
2025$3,095.00 (+13.41%) Homeowner's exemption$243,742 (+2.9%)$345,313 (-0.97%) Land $80,000 Building $265,313
2024$2,729.00 (+2.1%) Homeowner's exemption$236,873 (+3%)$348,690 (+4.11%) Land $80,000 Building $268,690
2023$2,673.00 (+3.2%) Homeowner's exemption$229,974 (+3%)$334,940 (+2.19%) Land $80,000 Building $254,940
2022$2,590.00 Homeowner's exemption$223,276$327,776 Land $72,800 Building $254,976

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 102 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies102 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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