976 Ridgewood Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 976 Ridgewood Ln, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,581 sqft Living Area
Lot Size	5,662 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2021)
Tax Bill	$3,534.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`181752-0040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,581 sqft Living Area
Gross Area	2,171 sqft Gross Area
1st Floor Area	1,581 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	400 sqft Garage
Porch	Finished Screened Porch
Porch Area	253 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	976 RIDGEWOOD LN
City	SAINT AUGUSTINE
State	FL
Zip	32086-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42/9-13 SOUTHWOOD PUD PHASE 1B PHASE A LOT 4 OR5206/80
Legal Range	30E
Legal Township	08S
Legal Section	18
Legal Subdivision	SOUTHWOOD PUD PHASE 1B PHASE A
Legal Phase	1B
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2010
Census Tract	21210

Owner

Source: St. Johns County records · APN 181752-0040

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	976 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Oct 30, 2009 · Amount on Record
Deed Document Number	202127973
Deed Book / Page	5206 / 80
Prior Transfer Date	Apr 01, 2009
Prior Transfer Doc	0031830695
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 12, 2021
Property Address	976 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3226
Document Number	0052060080
Book / Page	5206 / 80
Map Reference	MB 42 PG 9-13
Instrument Date	Mar 12, 2021
Instrument	2021027973
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	976 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3226

Mortgage

Document Number	0000520682
Date	Mar 12, 2021
Instrument	5206/82

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,811 (+2.7%)	$299,029 (-5.64%) Land $80,000 Building $219,029
2025	$3,534.00 (+13.02%) Homeowner's exemption	$276,350 (+2.9%)	$316,917 (-1.8%) Land $80,000 Building $236,917
2024	$3,127.00 (+2.06%) Homeowner's exemption	$268,562 (+3%)	$322,727 (+4.92%) Land $80,000 Building $242,727
2023	$3,064.00 (+3.1%) Homeowner's exemption	$260,740 (+3%)	$307,599 (+3.15%) Land $80,000 Building $227,599
2022	$2,972.00 Homeowner's exemption	$253,146	$298,213 Land $72,800 Building $225,413

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.