St. Johns County property record for 984 Ridgewood Ln, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 2003 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Feb 2026) |
| Tax Bill | $2,457 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181752-0060 |
| Primary APN | 181752-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 1,888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 63 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 984 RIDGEWOOD LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-3226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 42/9-13 SOUTHWOOD PUD PHASE 1B PHASE A LOT 6 OR6299/1688 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 18 |
| Legal Subdivision | SOUTHWOOD PUD PHASE 1B PHASE A |
| Legal Phase | 1B |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21210 |
Source: St. Johns County assessment roll, APN 181752-0060, as of April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 984 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 04, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC TRUST MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 04, 2026 · Amount on Record |
| Deed Sale | Feb 04, 2026 · Amount on Record |
| Prior Sale | Jul 03, 2012 · Amount on Record |
| Deed Document Number | 20269375 |
| Deed Book / Page | 6299 / 1688 |
| Last Transfer Date | Jun 19, 2026 |
| Transfer Doc | 0063861669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 22, 2026 |
| Property Address | 984 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3226 |
| Document Number | 0063861669 |
| Book / Page | 6386 / 1669 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 202652742 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 984 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3226 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 04, 2026 |
| Property Address | 984 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3226 |
| Document Number | 0062991688 |
| Book / Page | 6299 / 1688 |
| Map Reference | MB 42 PG 9-13 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 2026009375 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3112 GRACEFIELD RD APT 415, 415, SILVER SPRING, MD 20904-1870 |
| Name | Verified Name |
|---|---|
| Address | 984 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3226 |
| Document Number | 0062991690 |
|---|---|
| Date | Feb 04, 2026 |
| Instrument | 6299/1690 |
| Name | ATLANTIC TRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
Source: St. Johns County assessment roll as of April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,703 (+2.7%) | $315,772 (-5.91%) Land $80,000 Building $235,772 | |
| 2025 | $2,457.00 (+14.17%) Homeowner's exemption | $196,400 (+5.99%) | $335,592 (+3.09%) Land $80,000 Building $255,592 |
| 2024 | $2,152.00 (+2.18%) | ||
| 2023 | $2,106.00 (+3.49%) Homeowner's exemption | $185,306 (+3%) | $325,539 (+2.53%) Land $80,000 Building $245,539 |
| 2022 | $2,035.00 Homeowner's exemption | $179,909 | $317,491 Land $72,800 Building $244,691 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212102, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 412 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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