988 Pearce Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 988 Pearce Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,231 sqft · built 2000
Lot Size	0.186 acres (8,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$537,000 (Aug 2016)
Tax Bill	$6,989 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-1670-043-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1670-043-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,231 sqft Living Area
1st Floor Area	1,305 sqft
2nd Floor Area	926 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,110 sqft (0.186 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	988 PEARCE CT
City	FOLSOM
State	CA
Zip	95630-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SF (6,5
Legal Description	WILLOW SPRINGS 03, LOT 59
Legal Subdivision	WILLOW SPRINGS 03
Legal Lot Number	59
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2006
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	988 PEARCE CT, FOLSOM, CA 95630-7508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAFE CU
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit SAFE CU
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAFE CU
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MTG
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2016 · Amount on Record
Deed Sale	Aug 15, 2016 · Amount on Record
Prior Sale	Mar 30, 2000 · Amount on Record
Deed Book / Page	20160815 / 1016
Prior Transfer Date	Apr 8, 2011
Prior Transfer Doc	0000000003
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	988 PEARCE CT, FOLSOM, CA 95630-7508
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 PEARCE CT, FOLSOM, CA 95630-7508

Mortgage

Document Number	0000001340
Date	Jul 21, 2021
Instrument	202107211340

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	988 PEARCE CT, FOLSOM, CA 95630-7508
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 PEARCE CT, FOLSOM, CA 95630-7508

Mortgage

Document Number	0000000690
Date	Sep 15, 2022
Instrument	2022091500690

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	988 PEARCE CT, FOLSOM, CA 95630-7508
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 PEARCE CT, FOLSOM, CA 95630-7508

Mortgage

Document Number	7210000001340
Date	Jul 21, 2021
Book Page	20210721/1340

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	988 PEARCE CT, FOLSOM, CA 95630-7508
Document Number	1908301074
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	988 PEARCE CT FOLSOM CA 956307508, FOLSOM, CA 95630-7508

Mortgage

Document Number	1908301074
Date	Aug 30, 2019
Instrument	1908301074

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	OAKBROOK TERRACE, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	988 PEARCE CT, FOLSOM, CA 95630-7508
Document Number	1806130861
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	988 PEARCE CT FOLSOM CA 956307508, FOLSOM, CA 95630-7508

Mortgage

Document Number	1806130861
Date	Jun 13, 2018
Instrument	1806130861

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$635,692 (+2%) Land $195,324 Building $440,368
2025	$6,989.00 (+2.16%) Homeowner's exemption	$623,229 (+4.04%) Land $191,495 Building $431,734
2024	$6,841.00 (-4.16%)
2023	$7,138.00 (+1.36%) Homeowner's exemption	$599,030 Land $184,060 Building $414,970
2022	$7,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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