980 Pearce Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 980 Pearce Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,878 sqft · built 2000
Lot Size	0.178 acres (7,753 sqft)
Owner	2 Company Names on Record
Last Sale	$735,000 (Feb 2025)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-1670-041-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1670-041-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,753 sqft (0.178 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	980 PEARCE CT
City	FOLSOM
State	CA
Zip	95630-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SF (6,5
Legal Description	WILLOW SPRINGS 03, LOT 57
Legal Subdivision	WILLOW SPRINGS 03
Legal Lot Number	57
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2006
Census Tract	8508

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	980 PEARCE CT, FOLSOM, CA 95630-7508
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Sep 19, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Feb 18, 2000 · Amount on Record
Deed Book / Page	20250225 / 392
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	980 PEARCE CT, FOLSOM, CA 95630-7508
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 PEARCE CT, FOLSOM, CA 95630-7508

Mortgage

Document Number	0000000597
Date	Dec 27, 2022
Instrument	2022122700597

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	980 PEARCE CT, FOLSOM, CA 95630-7508
Document Number	2012031136
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	980 PEARCE CT FOLSOM CA 956307508, FOLSOM, CA 95630-7508

Mortgage

Document Number	2012031136
Date	Dec 3, 2020
Instrument	2012031136

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 2, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	980 PEARCE CT, FOLSOM, CA 95630-7508
Document Number	1709261231
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	980 PEARCE CT FOLSOM CA 956307508, FOLSOM, CA 95630-7508

Mortgage

Document Number	1709261231
Date	Sep 26, 2017
Instrument	1709261231

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$749,700 (+140.25%) Land $260,100 Building $489,600
2025	$3,595.00 (+2.22%)	$312,050 (+4.04%) Land $92,205 Building $219,845
2024	$3,517.00 (-9.19%)
2023	$3,873.00 (+1.28%) Homeowner's exemption	$299,935 Land $88,626 Building $211,309
2022	$3,824.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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