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981 Pearce Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 981 Pearce Ct, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,733 sqft · built 2000
Lot Size0.197 acres (8,589 sqft)
Owner2 Company Names on Record
Last Sale$685,000 (May 2025)
Tax Bill$4,901 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN072-1670-046-0000

Property Details

APN / Parcel Number

Primary APN072-1670-046-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,733 sqft Living Area
1st Floor Area1,733 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area8,589 sqft (0.197 acres)
Garage Area503 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address981 PEARCE CT
CityFOLSOM
StateCA
Zip95630-7508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSP-SF (6,5
Legal DescriptionWILLOW SPRINGS 03, LOT 62
Legal SubdivisionWILLOW SPRINGS 03
Legal Lot Number62
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group2
Census Block2006
Census Tract8508

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address231 LUNA CIR, FOLSOM, CA 95630-7746
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2025 · Amount on Record
Deed SaleMay 8, 2025 · Amount on Record
Prior SaleJan 24, 2013 · Amount on Record
Deed Book / Page20250508 / 548
Prior Transfer DateMay 4, 2009
Prior Transfer Doc0000001324
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address981 PEARCE CT, FOLSOM, CA 95630-7508
Document Number2004150454
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedMay 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address981 PEARCE CT FOLSOM CA 956307508, FOLSOM, CA 95630-7508

Mortgage

Document Number2004150454
DateApr 15, 2020
Instrument2004150454
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 14, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$698,394 (+64.39%) Land $204,000 Building $494,394
2025$4,901.00 (+3.79%)$424,829 (+4.04%) Land $166,235 Building $258,594
2024$4,722.00 (-6.61%)
2023$5,056.00 (+1.32%) Homeowner's exemption$408,334 Land $159,781 Building $248,553
2022$4,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Zeta Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Succeed.Net.

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