Culpeper County property record for 988 Lake Pelham Dr, Culpeper, VA 22701
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,624 sqft · built 2005 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (Dec 2013) |
| Tax Bill | $1,519 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2023 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-U-8-429 |
| Primary APN | 40-U-8-429 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Basement |
| Driveway | Gravel (Chat) Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21167 |
|---|---|
| Street Address | 988 LAKE PELHAM DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-2990 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LAKEVIEW OF CULPEPER PHASE 8, LOT 429 3,255 SQ FT PLAT 8/154 |
| Legal Subdivision | 193 |
| Legal Phase | 8 |
| Legal Lot Number | 3,255,4 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 930203 |
Source: Culpeper County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 988 LAKE PELHAM DR, CULPEPER, VA 22701-2990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 21, 2023 | Transfer on Death Deed, Transfer |
| Sep 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS & FARMERS BANK |
| Jan 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 13, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jan 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2013 · Amount on Record |
| Deed Sale | Dec 26, 2013 · Amount on Record |
| Prior Sale | Oct 30, 2008 · Amount on Record |
| Deed Book / Page | 1300 / 8171 |
| Last Transfer Date | Aug 8, 2023 |
| Transfer Doc | 0000004746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 988 LAKE PELHAM DR, CULPEPER, VA 22701-2990 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0230004815 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 230004815 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Nov 21, 2023 |
| Property Address | 988 LAKE PELHAM DR, CULPEPER, VA 22701-2990 |
| Document Number | 0230004746 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 230004746 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 988 LAKE PELHAM DR, CULPEPER, VA 22701-2990 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 988 LAKE PELHAM DR, CULPEPER, VA 22701-2990 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220005683 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 220005683 |
| Name | CITIZENS & FARMERS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 988 LAKE PELHAM DR, CULPEPER, VA 22701-2990 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220000277 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 220000277 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 988 LAKE PELHAM DR, CULPEPER, VA 22701-2990 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0200004303 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 200004303 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 988 LAKE PELHAM DR, CULPEPER, VA 22701-2990 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200005779 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 200005779 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 280 Months |
| Due | Jan 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 988 LAKE PELHAM DR, CULPEPER, VA 22701-2990 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210000288 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 210000288 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,519.00 (-12.04%) | $353,300 (+12.12%) Land $82,600 Building $270,700 | $353,300 (+12.12%) Land $82,600 Building $270,700 |
| 2024 | $1,727.00 (+4.22%) | ||
| 2023 | $1,657.00 | $315,100 Land $66,300 Building $248,800 | $315,100 Land $66,300 Building $248,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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