1001 Lake Pelham Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 1001 Lake Pelham Dr, Culpeper, VA 22701

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,416 sqft · built 2005
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$356,000 (Jun 2025)
Tax Bill$1,413 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Oct 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN40-U-8-420

Property Details

APN / Parcel Number

Primary APN40-U-8-420
Alternative APN
  • 21158

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,416 sqft Living Area
1st Floor Area700 sqft
Basement Area700 sqft
Unfinished Basement700 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
Garage TypeBasement
DrivewayGravel (Chat) Driveway
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21158
Street Address1001 LAKE PELHAM DR
CityCULPEPER
StateVA
Zip22701-2993
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLAKEVIEW OF CULPEPER PHASE 8, LOT 420 2,040 SQ FT PLAT 8/154
Legal Subdivision193
Legal Phase8
Legal Lot Number2,420
JurisdictionCULPEPER VA
Township / Civil DivisionWEST FAIRFAX
Census Block Group2
Census Block2016
Census Tract930203

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1001 LAKE PELHAM DR, CULPEPER, VA 22701-2993
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2025Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Oct 3, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 11, 2020Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleOct 3, 2022 · Amount on Record
Deed Document Number20252987
Record UpdatedOct 29, 2026

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionCULPEPER VA
Recording DateJun 30, 2025
Property Address1001 LAKE PELHAM DR, CULPEPER, VA 22701-2993
Document Number0250002987
Map ReferenceDOC 40003163
Instrument DateJun 27, 2025
Instrument250002987
Transaction TypeTransfer
Record UpdatedNov 7, 2025
Title CompanyCTN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$356.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1001 LAKE PELHAM DR, CULPEPER, VA 22701-2993

Mortgage

Document Number0250002988
DateJun 30, 2025
Instrument250002988
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateOct 3, 2022
Property Address1001 LAKE PELHAM DR, CULPEPER, VA 22701-2993
Document Number0220005736
Instrument DateSep 29, 2022
Instrument220005736
Transaction TypeTransfer
Record UpdatedNov 9, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 LAKE PELHAM DR, CULPEPER, VA 22701-2993

Mortgage

Document Number0220005737
DateOct 3, 2022
Instrument220005737
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term299 Months
DueSep 15, 2047
Interest
Rate TypeFixed Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateAug 11, 2020
Property Address1001 LAKE PELHAM DR, CULPEPER, VA 22701-2993
Document Number200005143
Instrument DateJul 29, 2020
Instrument200005143
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanySURREY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 LAKE PELHAM DR, CULPEPER, VA 22701-2993

Mortgage

Document Number200005144
DateAug 11, 2020
Instrument200005144
Lender
NameATLANTIC COAST MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,413.00 (-12.02%)$328,700 (+12.15%) Land $82,000 Building $246,700$328,700 (+12.15%) Land $82,000 Building $246,700
2024$1,606.00 (+4.22%)
2023$1,541.00$293,100 Land $65,800 Building $227,300$293,100 Land $65,800 Building $227,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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