1005 Lake Pelham Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 1005 Lake Pelham Dr, Culpeper, VA 22701

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,632 sqft · built 2005
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Aug 2020)
Tax Bill$1,521 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-U-8-419

Property Details

APN / Parcel Number

Primary APN40-U-8-419
Alternative APN
  • 21157

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,632 sqft Living Area
1st Floor Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
Garage TypeBasement
DrivewayGravel (Chat) Driveway
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21157
Street Address1005 LAKE PELHAM DR
CityCULPEPER
StateVA
Zip22701-2993
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLAKEVIEW OF CULPEPER PHASE 8, LOT 419 2,040 SQ FT PLAT 8/154
Legal Subdivision193
Legal Phase8
Legal Lot Number2,419
JurisdictionCULPEPER VA
Township / Civil DivisionWEST FAIRFAX
Census Block Group2
Census Block2016
Census Tract930203

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 LAKE PELHAM DR, CULPEPER, VA 22701-2993
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Aug 5, 2020Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2020 · Amount on Record
Deed SaleAug 5, 2020 · Amount on Record
Prior SaleNov 25, 2013 · Amount on Record
Deed Document Number20204927
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address1005 LAKE PELHAM DR, CULPEPER, VA 22701-2993
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyAMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190000589
DateFeb 7, 2019
Instrument190000589
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049
Interest
Rate TypeFixed Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateAug 5, 2020
Property Address1005 LAKE PELHAM DR, CULPEPER, VA 22701-2993
Document Number200004927
Instrument DateJul 29, 2020
Instrument200004927
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyEKKO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 LAKE PELHAM DR, CULPEPER, VA 22701-2993

Mortgage

Document Number200004928
DateAug 5, 2020
Instrument200004928
Lender
NameCALIBER HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,521.00 (-11.83%)$353,700 (+13.91%) Land $82,000 Building $271,700$353,700 (+13.91%) Land $82,000 Building $271,700
2024$1,725.00 (+5.63%)
2023$1,633.00$310,500 Land $65,800 Building $244,700$310,500 Land $65,800 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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