Hamilton County property record for 988 Bard Ln, Carmel, IN 46032
| Property Type | Condominium |
|---|---|
| Details | 4 ba · 2,300 sqft · built 2009 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,000 (May 2016) |
| Tax Bill | $3,266 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-19-011-071.000-018 |
| Primary APN | 29-10-19-011-071.000-018 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 560 sqft |
| 2nd Floor Area | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Row End or Row Middle |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1610190011071000 |
|---|---|
| Street Address | 988 BARD LN |
| City | CARMEL |
| State | IN |
| Zip | 46032-1072 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ACREAGE .04, SECTION 19, TOWNSHIP 18, RANGE 4, ARDEN TOWNHOMES, LOT 1404, BLOCK 14 |
| Legal Subdivision | ARDEN TOWNHOMES |
| Legal Block | 14 |
| Legal Lot Number | 1404 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 110905 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 988 BARD LN, CARMEL, IN 46032-1072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2016 · Amount on Record |
| Deed Sale | May 2, 2016 · Amount on Record |
| Prior Sale | Apr 3, 2012 · Amount on Record |
| Deed Document Number | 2016019168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 988 BARD LN, CARMEL, IN 46032-1072 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000017855 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 2022017855 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $328,800 (+6.2%) Land $85,000 Building $243,800 | $328,800 (+6.2%) Land $85,000 Building $243,800 | |
| 2024 | $3,266.00 (+6.49%) | $309,600 (+2.65%) Land $85,000 Building $224,600 | $309,600 (+2.65%) Land $85,000 Building $224,600 |
| 2023 | $3,067.00 (+1.15%) | $301,600 (+9.35%) Land $85,000 Building $216,600 | $301,600 (+9.35%) Land $85,000 Building $216,600 |
| 2022 | $3,032.00 | $275,800 Land $45,200 Building $230,600 | $275,800 Land $45,200 Building $230,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
May also be available: Metronet, Xfinity.
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