1014 Bard Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 1014 Bard Ln, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 ba · 2,500 sqft · built 2009
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on Record
Tax Bill	$3,675 (2024)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-19-011-066.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-19-011-066.000-018`
Alternative APN	`1610190011066000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	2,500 sqft Living Area
1st Floor Area	640 sqft
2nd Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2018
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,742 sqft (0.039 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610190011066000
Street Address	1014 BARD LN
City	CARMEL
State	IN
Zip	46032-1073
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .04, SECTION 19, TOWNSHIP 18, RANGE 4, ARDEN TOWNHOMES, LOT 1305, BLOCK 13
Legal Subdivision	ARDEN TOWNHOMES
Legal Block	13
Legal Lot Number	1305
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1021
Census Tract	110905

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 BARD LN, CARMEL, IN 46032-1073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021
Deed Sale	Aug 12, 2021
Prior Sale	Sep 22, 2009
Deed Document Number	2021058971
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 12, 2021
Property Address	1014 BARD LN, CARMEL, IN 46032-1073
Document Number	2021058971
Instrument Date	Aug 11, 2021
Instrument	2021058971
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 BARD LN, CARMEL, IN 46032-1073

Mortgage

Document Number	2021058972
Date	Aug 12, 2021
Instrument	2021058972

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$366,100 (+6.92%) Land $85,000 Building $281,100	$366,100 (+6.92%) Land $85,000 Building $281,100
2024	$3,675.00 (+6.61%)	$342,400 (+2.82%) Land $85,000 Building $257,400	$342,400 (+2.82%) Land $85,000 Building $257,400
2023	$3,447.00 (+8.36%)	$333,000 (+17.96%) Land $85,000 Building $248,000	$333,000 (+17.96%) Land $85,000 Building $248,000
2022	$3,181.00	$282,300 Land $45,200 Building $237,100	$282,300 Land $45,200 Building $237,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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