Hamilton County property record for 1010 Bard Ln, Carmel, IN 46032
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 2,400 sqft · built 2009 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,400 (Sep 2020) |
| Tax Bill | $6,248 (2024) |
| Deeds & Mortgages | Jun 2026 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-19-011-067.000-018 |
| Primary APN | 29-10-19-011-067.000-018 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 2,760 sqft |
| 1st Floor Area | 2,400 sqft |
| 2nd Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Row Home |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1010 BARD LN |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-1073 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ACREAGE .04, SECTION 19, TOWNSHIP 18, RANGE 4, ARDEN TOWNHOMES, LOT 1306, BLOCK 13 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 19 |
| Legal Subdivision | ARDEN TOWNHOMES |
| Legal Block | 13 |
| Legal Lot Number | 1306 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 110905 |
Source: Hamilton County records · APN 29-10-19-011-067.000-018
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1010 BARD LN, CARMEL, IN 46032-1073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2020 · Amount on Record |
| Deed Sale | Sep 02, 2020 · Amount on Record |
| Prior Sale | Sep 16, 2016 · Amount on Record |
| Deed Document Number | 202060397 |
| Last Transfer Date | Jun 02, 2026 |
| Transfer Doc | 0000024691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 03, 2026 |
| Property Address | 1010 BARD LN, CARMEL, IN 46032-1073 |
| Document Number | 0000024691 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 202624691 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 BARD LN, CARMEL, IN 46032-1073 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 02, 2020 |
| Property Address | 1010 BARD LN, CARMEL, IN 46032-1073 |
| Document Number | 2020060397 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020060397 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 BARD LN, CARMEL, IN 46032-1073 |
| Document Number | 2020060398 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 2020060398 |
| Name | RUOFF MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $333,500 (+6.62%) Land $85,000 Building $248,500 | $333,500 (+6.62%) Land $85,000 Building $248,500 | |
| 2024 | $6,248.00 (+1.73%) | $312,800 (+2.66%) Land $85,000 Building $227,800 | $312,800 (+2.66%) Land $85,000 Building $227,800 |
| 2023 | $6,142.00 (+6.74%) | $304,700 (+9.21%) Land $85,000 Building $219,700 | $304,700 (+9.21%) Land $85,000 Building $219,700 |
| 2022 | $5,754.00 | $279,000 Land $45,200 Building $233,800 | $279,000 Land $45,200 Building $233,800 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · other causes |
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
May also be available: Metronet Holdings, Xfinity.
Based on FCC filings for 168 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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