9870 Gerald Dr, Saint Louis, MO 63128 Property Records

St. Louis County property record for 9870 Gerald Dr, Saint Louis, MO 63128

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,995 sqft · built 1970
Lot Size0.422 acres (18,374 sqft)
Owner2 Individual Names on Record
Tax Bill$5,074 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN28L-31-0203

Property Details

APN / Parcel Number

Primary APN28L-31-0203

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area2,995 sqft Living Area
Gross Area3,886 sqft
1st Floor Area1,305 sqft
Basement Area385 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area18,374 sqft (0.422 acres)
Lot Dimensions162 ft deep x 125 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area270 sqft
Patio Area429 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9870 GERALD DR
CitySAINT LOUIS
StateMO
Zip63128-1761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSOUTHWICK PLAT 9 LOT 58
Legal SubdivisionSOUTHWICK PLAT 9
Legal Lot Number58
JurisdictionST LOUIS MO
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1009
Census Tract221337

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9870 GERALD DR, SAINT LOUIS, MO 63128-1761
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 21, 2014
Transfer Doc0209370136
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address9870 GERALD DR, SAINT LOUIS, MO 63128-1761
Document Number0223742678
Book / Page022374 / 002678
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedFeb 3, 2017
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9870 GERALD DR ST LOUIS MO 631281761, ST LOUIS, MO 63128-1761

Mortgage

Document Number0223742678
DateJan 27, 2017
Book Page022374/002678
Instrument619
Lender
NameANHEUSER BUSCH EMPS CU
TypeCredit Union
AddressSAINT LOUIS, MO 63118
Agreement
AmountAmount Recorded
Term120 Months
DueJan 26, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictLindbergh School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,840 (-) Land $24,720 Building $55,120$420,200 (-) Land $130,100 Building $290,100
2025$5,074.00 (-8.23%)$79,840 (-6.27%) Land $24,720 Building $55,120$420,200 (-6.27%) Land $130,100 Building $290,100
2024$5,529.00 (+0.24%)
2023$5,516.00 (+12.34%)$85,180 (+16.45%) Land $22,670 Building $62,510$448,300 (+16.44%) Land $119,300 Building $329,000
2022$4,910.00$73,150 Land $22,670 Building $50,480
2021$385,000 Land $119,300 Building $265,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

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