9848 Gerald Dr, Saint Louis, MO 63128 Property Records

St. Louis County property record for 9848 Gerald Dr, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,624 sqft · built 1972
Lot Size	0.384 acres (16,740 sqft)
Owner	Trust Name on File
Last Sale	$319,067 (Dec 2021)
Tax Bill	$6,499 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28L-31-0236`

Property Details

APN / Parcel Number

Primary APN	`28L-31-0236`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	3,174 sqft
1st Floor Area	2,624 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	16,740 sqft (0.384 acres)
Lot Dimensions	155 ft deep x 108 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	703 sqft
Porch	Open Frame Porch
Porch Area	198 sqft
Deck Area	358 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9848 GERALD DR
City	SAINT LOUIS
State	MO
Zip	63128-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SOUTHWICK PLAT 9 LOT 81
Legal Subdivision	SOUTHWICK PLAT 9
Legal Lot Number	81
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1010
Census Tract	221337

Owner

9848 Gerald Dr is held in a trust since December 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	9848 GERALD DR, SAINT LOUIS, MO 63128-1766
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Prior Sale	Dec 27, 2021 · Amount on File
Deed Document Number	2021931
Deed Book / Page	25294 / 273
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0252940270
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Dec 27, 2021
Property Address	9848 GERALD DR, SAINT LOUIS, MO 63128-1766
Document Number	0252940270
Book / Page	25294 / 270
Map Reference	MB 132 PG 83
Instrument Date	Dec 17, 2021
Instrument	2021122700930
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	COPPER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9848 GERALD DR, SAINT LOUIS, MO 63128-1766

Mortgage

Document Number	2021122700932
Date	Dec 27, 2021
Instrument	2021122700932

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 9848 Gerald Dr was $6,499, up 6.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,370 (-) Land $23,790 Building $78,580	$538,800 (-) Land $125,200 Building $413,600
2025	$6,499.00 (+6.66%)	$102,370 Land $23,790 Building $78,580	$538,800 Land $125,200 Building $413,600
2024	$6,093.00 (+0.25%)
2023	$6,078.00 (+8.21%)	$93,900 (+12.23%) Land $21,810 Building $72,090	$494,200 Land $114,800 Building $379,400
2022	$5,617.00	$83,670 Land $21,810 Building $61,860
2021			$440,400 Land $114,800 Building $325,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9848 Gerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9848 Gerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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