9845 Gerald Dr, Saint Louis, MO 63128 Property Records

St. Louis County property record for 9845 Gerald Dr, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,921 sqft · built 1967
Lot Size	0.459 acres (19,998 sqft)
Owner	Trust Name on File
Last Sale	$225,000 (Oct 2002)
Tax Bill	$4,466 (2025)
Deeds & Mortgages	Mar 2019 Transfer Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`28L-32-0488`

Property Details

APN / Parcel Number

Primary APN	`28L-32-0488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,921 sqft Living Area
Gross Area	2,427 sqft
1st Floor Area	1,921 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	186 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9845 GERALD DR
City	SAINT LOUIS
State	MO
Zip	63128-1767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SOUTHWICK PLAT 7 LOT 26
Legal Subdivision	SOUTHWICK PLAT 7
Legal Lot Number	26
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1009
Census Tract	221337

Owner

9845 Gerald Dr is owner-occupied and held in a trust since February 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	9845 GERALD DR, SAINT LOUIS, MO 63128-1767
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 20, 2017	Loan Modification, Mortgage MEMBERS FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2002 · Amount on File
Deed Sale	Oct 30, 2002 · Amount on File
Prior Sale	Oct 3, 2002 · Amount on File
Deed Document Number	20021566
Deed Book / Page	14267 / 1564
Last Transfer Date	Feb 18, 2019
Transfer Doc	0234280832
Record Updated	Oct 29, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 7, 2019
Property Address	9845 GERALD DR, SAINT LOUIS, MO 63128-1767
Document Number	0234280832
Book / Page	023428 / 000832
Instrument Date	Feb 18, 2019
Instrument	285
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	9845 GERALD DR ST LOUIS MO 631281767, ST LOUIS, MO 63128-1767

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	9845 GERALD DR, SAINT LOUIS, MO 63128-1767
Document Number	0228120972
Book / Page	022812 / 000972
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9845 GERALD DR ST LOUIS MO 631281767, ST LOUIS, MO 63128-1767

Mortgage

Document Number	0228120972
Date	Dec 11, 2017
Book Page	022812/000972
Instrument	302

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	SAINT LOUIS, MO 63128

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 10, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 9845 Gerald Dr was $4,466, up 1.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,220 (-) Land $25,650 Building $44,570	$369,600 (-) Land $135,000 Building $234,600
2025	$4,466.00 (+1.62%)	$70,220 Land $25,650 Building $44,570	$369,600 Land $135,000 Building $234,600
2024	$4,395.00 (+0.25%)
2023	$4,384.00 (+4.56%)	$67,620 (+8.24%) Land $23,520 Building $44,100	$355,900 Land $123,800 Building $232,100
2022	$4,193.00	$62,470 Land $23,520 Building $38,950
2021			$328,800 Land $123,800 Building $205,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9845 Gerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9845 Gerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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