987 Tiara Trl, Laredo, TX 78045 Property Records

Webb County property record for 987 Tiara Trl, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,423 sqft · built 2001
Lot Size	0.138 acres (5,995 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-00001-320`

Property Details

APN / Parcel Number

Primary APN	`989-00001-320`
Alternative APN	`255555`

Interior

Stories	1 Story
Building Area	1,423 sqft Living Area
Gross Area	1,929 sqft
1st Floor Area	1,423 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,995 sqft (0.138 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	634 sqft
Storage Building	56 sqft

Location & Zoning

Street Address	987 TIARA TRL
City	LAREDO
State	TX
Zip	78045-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	TIARA DE SAN ISIDRO, BLOCK 1, LOT 32, UNIT V
Legal Subdivision	TIARA DE SAN ISIDRO
Legal Block	1
Legal Lot Number	32
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2000
Census Tract	1723

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	987 TIARA TRL, LAREDO, TX 78045-6315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021
Deed Sale	Feb 12, 2021
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	20211418627
Deed Book / Page	4956 / 103
Prior Transfer Date	Apr 26, 2017
Prior Transfer Doc	004227/330
Record Updated	Oct 29, 2026

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 27, 2017
Property Address	987 TIARA TRL, LAREDO, TX 78045-6315
Document Number	004227/330
Book / Page	4227 / 330
Map Reference	VOL 20 PG 63
Instrument Date	Apr 26, 2017
Instrument	1295667
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 TIARA TRL, LAREDO, TX 78045-6315

Mortgage

Document Number	0001295668
Date	Apr 27, 2017
Instrument	1295668

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,064 (-0.5%) Land $83,570 Building $165,494	$249,064 (-0.5%) Land $83,570 Building $165,494
2025	$1,266.00 (-17.25%)	$250,316 (+8.96%) Land $83,570 Building $166,746	$250,316 (+8.96%) Land $83,570 Building $166,746
2024	$1,530.00 (+6.55%)
2023		$229,735 Land $68,163 Building $161,572	$229,735 Land $68,163 Building $161,572
2022	$1,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20