Webb County property record for 991 Tiara Trl, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,525 sqft · built 2001 |
| Lot Size | 0.138 acres (5,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2021) |
| Tax Bill | $1,284 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-00001-300 |
| Primary APN | 989-00001-300 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,525 sqft Living Area |
| Gross Area | 2,008 sqft |
| 1st Floor Area | 1,525 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,995 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 123 sqft |
| Street Address | 991 TIARA TRL |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-6315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | TIARA DE SAN ISIDRO, BLOCK 1, LOT 30, UNIT V |
| Legal Subdivision | TIARA DE SAN ISIDRO |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1723 |
991 Tiara Trl is owned and occupied by an individual who bought it in May 2021.
Source: Webb County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 991 TIARA TRL, LAREDO, TX 78045-6315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Vendor's Lien, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP |
| Aug 29, 2018 | Vendor's Lien, Transfer · ARM TEXAS COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on File |
| Deed Sale | May 19, 2021 · Amount on File |
| Prior Sale | Aug 29, 2018 · Amount on File |
| Deed Document Number | 20211429287 |
| Deed Book / Page | 5025 / 650 |
| Prior Transfer Date | May 14, 2021 |
| Prior Transfer Doc | 5025/650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | May 19, 2021 |
| Property Address | 991 TIARA TRL, LAREDO, TX 78045-6315 |
| Document Number | 5025/650 |
| Book / Page | 5025 / 650 |
| Map Reference | VOL 20 PG 63 |
| Instrument Date | May 14, 2021 |
| Instrument | 1429287 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 991 TIARA TRL, LAREDO, TX 78045-6315 |
| Document Number | 1429288 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 1429288 |
| Name | SOUTHWEST FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Aug 29, 2018 |
| Property Address | 991 TIARA TRL, LAREDO, TX 78045-6315 |
| Document Number | 004471/692 |
| Book / Page | 4471 / 692 |
| Map Reference | VOL 20 PG 63 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 1338485 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 991 TIARA TRL, LAREDO, TX 78045-6315 |
| Document Number | 0001338486 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 1338486 |
| Name | TEXAS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7% |
| Index | Prime Rate |
| Max Rate | 11% |
The 2025 property tax bill for 991 Tiara Trl was $1,284 with a homeowner's exemption, down 17.6% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,494 (+0.29%) Land $83,570 Building $170,924 | $254,494 (+0.29%) Land $83,570 Building $170,924 | |
| 2025 | $1,284.00 (-17.59%) Homeowner's exemption | $253,748 Land $83,570 Building $170,178 | $253,748 Land $83,570 Building $170,178 |
| 2024 | $1,558.00 | ||
| 2023 | $234,113 Land $68,163 Building $165,950 | $234,113 Land $68,163 Building $165,950 | |
| 2022 | $1,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 991 Tiara Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 991 Tiara Trl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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