982 Tiara Trl, Laredo, TX 78045 Property Records

Webb County property record for 982 Tiara Trl, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,747 sqft · built 2000
Lot Size0.168 acres (7,303 sqft)
OwnerIndividual Name on Record
Tax Bill$1,454 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN989-00009-070

Property Details

APN / Parcel Number

Primary APN989-00009-070
Alternative APN
  • 255585

Interior

Stories1 Story
Building Area1,747 sqft Living Area
Gross Area2,167 sqft
1st Floor Area1,747 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,303 sqft (0.168 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area238 sqft

Location & Zoning

Street Address982 TIARA TRL
CityLAREDO
StateTX
Zip78045-6315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionTIARA DE SAN ISIDRO, BLOCK 9, LOT 7, UNIT V
Legal SubdivisionTIARA DE SAN ISIDRO
Legal Block9
Legal Lot Number7
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group1
Census Block1017
Census Tract1723

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address982 TIARA TRL, LAREDO, TX 78045-6315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 14, 2011
Transfer Doc003197/134
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address982 TIARA TRL, LAREDO, TX 78045-6315
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004660/815
DateSep 10, 2019
Book Page4660/815
Instrument1371380
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,624 (-0.64%) Land $100,635 Building $184,989$285,624 (-0.64%) Land $100,635 Building $184,989
2025$1,454.00 (+5.82%) Homeowner's exemption$287,451 (+9.53%) Land $100,635 Building $186,816$287,451 (+9.53%) Land $100,635 Building $186,816
2024$1,374.00 (-9.37%)
2023$262,446 Land $82,013 Building $180,433$262,446 Land $82,013 Building $180,433
2022$1,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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