987 Thomas St, Copperas Cove, TX 76522 Property Records

Coryell County property record for 987 Thomas St, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,423 sqft · built 2009
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$345,800 (Jul 2022)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-29-40-4020`

Property Details

APN / Parcel Number

Primary APN	`1-29-40-4020`
Alternative APN	`144784`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,423 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	2,423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	422 sqft
Storage Building	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	987 THOMAS ST
City	COPPERAS COVE
State	TX
Zip	76522-7748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEWBERRY RIDGE, BLOCK 1, LOT 2, ACRES .76
Legal Subdivision	DEWBERRY RIDGE
Legal Tract	2
Legal Block	1
Legal Lot Number	2
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	1
Census Block	1004
Census Tract	10604

Owner

987 Thomas St is owned and occupied by two individuals who bought it in July 2022.

Source: Coryell County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	987 THOMAS ST, COPPERAS COVE, TX 76522-7748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Sep 1, 2009 · Amount on File
Deed Document Number	2022354897
Prior Transfer Date	Jul 15, 2022
Prior Transfer Doc	0000354897
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CORYELL TX
Recording Date	Jul 22, 2022
Property Address	987 THOMAS ST, COPPERAS COVE, TX 76522-7748
Document Number	0000354897
Map Reference	CAB B SL 641
Instrument Date	Jul 13, 2022
Instrument	354897
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	987 COPPERAS COVE, 987, COPPERAS COVE, TX 76522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 COPPERAS COVE, COPPERAS COVE, TX 76522

Mortgage

Document Number	0000354898
Date	Jul 22, 2022
Instrument	354898

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$422,030	$433,130 Land $50,000 Building $383,130
2023	$425,850 Land $50,000 Building $375,850	$425,850 Land $50,000 Building $375,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 987 Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2007–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 987 Thomas St is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 64% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20