Coryell County property record for 849 Thomas St, Copperas Cove, TX 76522
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,141 sqft · built 2013 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,400 (Sep 2013) |
| Tax Bill | $4,494 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-29-40-4140 |
| Primary APN | 1-29-40-4140 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,141 sqft Living Area |
| Gross Area | 2,660 sqft |
| 1st Floor Area | 2,141 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 519 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 264 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 423 sqft |
| Storage Building | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 849 THOMAS ST |
|---|---|
| City | COPPERAS COVE |
| State | TX |
| Zip | 76522-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEWBERRY RIDGE, BLOCK 1, LOT 8, ACRES .76 |
| Legal Subdivision | DEWBERRY RIDGE |
| Legal Tract | 8 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | CORYELL TX |
| Township / Civil Division | COPPERAS COVE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10604 |
849 Thomas St is owned and occupied by two individuals who bought it in September 2013.
Source: Coryell County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 849 THOMAS ST, COPPERAS COVE, TX 76522-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2017 | Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC |
| Jan 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 24, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2013 · Amount on File |
| Deed Sale | Sep 5, 2013 · Amount on File |
| Prior Sale | Jun 7, 2013 · Amount on File |
| Deed Document Number | 2013266338 |
| Prior Transfer Date | Jun 4, 2013 |
| Prior Transfer Doc | 0000263717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORYELL TX |
| Property Address | 849 THOMAS ST, COPPERAS COVE, TX 76522-7736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | TEXAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000296689 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 296689 |
| Name | SMI LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORYELL TX |
| Property Address | 849 THOMAS ST, COPPERAS COVE, TX 76522-7736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000333988 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 333988 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORYELL TX |
| Property Address | 849 THOMAS ST, COPPERAS COVE, TX 76522-7736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000325751 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 325751 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 849 Thomas St was $4,494 with a homeowner's exemption, up 6% from the year before.
Source: Coryell County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Coryell County |
| Unified School District | Copperas Cove Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,494.00 (+5.97%) | $418,129 | $419,180 Land $50,000 Building $369,180 |
| 2024 | $4,241.00 (+16.38%) | ||
| 2023 | $3,644.00 (-16.69%) | $417,080 Land $50,000 Building $367,080 | $417,080 Land $50,000 Building $367,080 |
| 2022 | $4,374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 849 Thomas St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2007–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 Thomas St is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEMPNER WSC serves 17,721 people · EPA ID TX1410028 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Altitude ISP Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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