863 Thomas St, Copperas Cove, TX 76522 Property Records

Coryell County property record for 863 Thomas St, Copperas Cove, TX 76522

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,905 sqft · built 2008
Lot Size0.76 acres (33,106 sqft)
OwnerIndividual Name on Record
Last Sale$393,800 (Apr 2019)
Deeds & MortgagesJan 2021 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-29-40-4100

Property Details

APN / Parcel Number

Primary APN1-29-40-4100
Alternative APN
  • 144788

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,905 sqft Living Area
Gross Area3,481 sqft
1st Floor Area2,905 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area33,106 sqft (0.76 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area402 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address863 THOMAS ST
CityCOPPERAS COVE
StateTX
Zip76522-7736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEWBERRY RIDGE, BLOCK 1, LOT 6, ACRES .76
Legal SubdivisionDEWBERRY RIDGE
Legal Tract6
Legal Block1
Legal Lot Number6
JurisdictionCORYELL TX
Township / Civil DivisionCOPPERAS COVE
Census Block Group1
Census Block1004
Census Tract10604

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address863 THOMAS ST, COPPERAS COVE, TX 76522-7736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE INC
Feb 13, 2020Deed of Trust, Mortgage · VA Mortgage
GUILD MORTGAGE CO
Apr 5, 2019Vendor's Lien, Transfer · VA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2019 · Amount on Record
Deed SaleApr 5, 2019 · Amount on Record
Prior SaleDec 19, 2014 · Amount on Record
Deed Document Number2019315373
Prior Transfer DateMar 27, 2008
Prior Transfer Doc216310
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORYELL TX
Property Address863 THOMAS ST, COPPERAS COVE, TX 76522-7736
Transaction TypeMortgage
Record UpdatedFeb 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number334061
DateJan 22, 2021
Instrument334061
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORYELL TX
Property Address863 THOMAS ST, COPPERAS COVE, TX 76522-7736
Transaction TypeMortgage
Record UpdatedMar 18, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number324040
DateFeb 13, 2020
Instrument324040
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

April 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCORYELL TX
Recording DateApr 5, 2019
Property Address863 THOMAS ST, COPPERAS COVE, TX 76522-7736
Document Number315373
Map ReferenceCAB B SL 641
Instrument DateApr 1, 2019
Instrument315373
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17020 SHADY PINES DR, 17020, LUTZ, FL 33548-6185

Transferred To (Grantee/Buyer)

NameVerified Name
Address863 THOMAS ST, COPPERAS COVE, TX 76522-7736

Mortgage

Document Number315374
DateApr 5, 2019
Instrument315374
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCoryell County
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$501,460 (+2.02%) Land $50,000 Building $451,460$501,460 (+2.02%) Land $50,000 Building $451,460
2023$491,520 Land $50,000 Building $441,520$491,520 Land $50,000 Building $441,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2007–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 64% of Texas
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPNER WSC
serves 17,721 people · EPA ID TX1410028
Water SourceSurface water
Last State InspectionFeb 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
Altitude ISP
Fixed Wireless
500 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

Nearby Properties on Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number