987 Spruce St, San Bernardino, CA 92411 Property Records

San Bernardino County property record for 987 Spruce St, San Bernardino, CA 92411

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 1,638 sqft · built 1926
Lot Size	0.154 acres (6,700 sqft)
Owner	Company Name on File
Last Sale	$665,000 (Jun 2024)
Tax Bill	$8,444 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0138-142-02-0000`

Property Details

APN / Parcel Number

Primary APN	`0138-142-02-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	121 sqft
Carport	Carport
Carport Area	121 sqft

Exterior Amenities

Porch	Patio/Porch
Porch Area	194 sqft
Patio Area	154 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	987 SPRUCE ST
City	SAN BERNARDINO
State	CA
Zip	92411-2918
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	WATERS AND BURT SUB LOT 12 BLK B AND 12 FT VAC ALLEY ON S
Legal Subdivision	WATERS AND BURT
Legal Block	B
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1002
Census Tract	4800

Owner

987 Spruce St, a triplex, is owned by a company that bought it in June 2024.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	987 SPRUCE ST, SAN BERNARDINO, CA 92411-2918
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Grant Deed, Transfer · FHA Mortgage WALL FINANCIAL INC
Apr 8, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE
Apr 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 1, 2019	Affidavit of Death, Transfer LAWYERS TITLE
Mar 1, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2024 · Amount on File
Deed Sale	Jun 24, 2024 · Amount on File
Prior Sale	Mar 16, 2023 · Amount on File
Deed Document Number	2024143316
Prior Transfer Date	Apr 4, 2022
Prior Transfer Doc	0000132652
Record Updated	Sep 20, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 16, 2023
Property Address	987 SPRUCE ST, SAN BERNARDINO, CA 92411-2918
Document Number	0000062926
Map Reference	MB 4 PG 42
Instrument Date	Nov 22, 2022
Instrument	2023-0062926
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 SPRUCE ST, SAN BERNARDINO, CA 92411-2918
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062927
Date	Mar 16, 2023
Instrument	2023-0062927

Lender

Name	WALL FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 8, 2022
Property Address	987 SPRUCE ST, SAN BERNARDINO, CA 92411-2918
Document Number	0000132652
Map Reference	MB 4 PG 42
Instrument Date	Apr 6, 2022
Instrument	2022-0132652
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 SPRUCE ST, SAN BERNARDINO, CA 92411-2918

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 8, 2022
Property Address	987 SPRUCE ST, SAN BERNARDINO, CA 92411-2918
Document Number	0000132653
Map Reference	MB 4 PG 42
Instrument Date	Apr 4, 2022
Instrument	2022-0132653
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 SPRUCE ST, SAN BERNARDINO, CA 92411-2918

Mortgage

Document Number	0000132654
Date	Apr 8, 2022
Instrument	2022-0132654

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 1, 2019
Property Address	987 SPRUCE ST, SAN BERNARDINO, CA 92411-2918
Document Number	0000064130
Instrument Date	Feb 28, 2019
Instrument	64130
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 SPRUCE ST SAN BERNARDINO CA 924112918, SAN BERNARDINO, CA 92411-2918

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 1, 2019
Property Address	987 SPRUCE ST, SAN BERNARDINO, CA 92411-2918
Document Number	0000064131
Map Reference	MB 4 PG 42
Instrument Date	Jan 23, 2019
Instrument	2019-0064131
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E LEVINGTON DRIVE #12 # 12, 12, GLENDALE, CA 91206-3666

Mortgage

Document Number	0000064132
Date	Mar 1, 2019
Instrument	2019-0064132

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 987 Spruce St was $8,444.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,300 (+2%) Land $170,340 Building $507,960
2025	$8,444.00	$665,000 Land $167,000 Building $498,000
2023	$4,371.00 (-0.21%)	$339,888 Land $101,859 Building $238,029
2022	$4,380.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 987 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 987 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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