San Bernardino County property record for 981 Spruce St, San Bernardino, CA 92411
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,263 sqft · built 1957 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $584 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0138-142-03-0000 |
| Primary APN | 0138-142-03-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,263 sqft Living Area |
| Gross Area | 1,623 sqft |
| 1st Floor Area | 1,263 sqft |
| Family Room | Family Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,700 sqft (0.154 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 39 sqft |
| Patio Area | 39 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 981 SPRUCE ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92411-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERS AND BURT SUB LOT 11 BLK B AND 12 FT VAC ALLEY ON S |
| Legal Subdivision | WATERS & BURTS SUBDIVISION |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4800 |
981 Spruce St is owned and occupied by two individuals who acquired it in April 2006.
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 SPRUCE ST, SAN BERNARDINO, CA 92411-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 19, 2006 |
| Transfer Doc | 0000303659 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 981 Spruce St was $584 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $39,698 (+2%) Land $4,347 Building $35,351 | |
| 2025 | $584.00 Homeowner's exemption | $38,920 Land $4,262 Building $34,658 |
| 2023 | $552.00 (+0.91%) Homeowner's exemption | $37,408 Land $4,096 Building $33,312 |
| 2022 | $547.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 981 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 981 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, T-Mobile.
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