San Bernardino County property record for 970 Spruce St, San Bernardino, CA 92411
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,260 sqft · built 1957 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Nov 2016) |
| Tax Bill | $2,550 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0138-141-25-0000 |
| Primary APN | 0138-141-25-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Family Room | Family Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,700 sqft (0.154 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 970 SPRUCE ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92411-2919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERS AND BURT SUB LOT 17 BLK A |
| Legal Subdivision | WATER & BURTS SUBDIVISION |
| Legal Tract | A |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 4800 |
970 Spruce St is owned and occupied by two individuals who acquired it in May 2020.
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 SPRUCE ST, SAN BERNARDINO, CA 92411-2919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 29, 2021 | Intrafamily Transfer, Transfer |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC BAY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2016 · Amount on File |
| Deed Sale | Nov 9, 2016 · Amount on File |
| Deed Document Number | 2016473814 |
| Last Transfer Date | May 29, 2020 |
| Transfer Doc | 0000490038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 29, 2021 |
| Property Address | 970 SPRUCE ST, SAN BERNARDINO, CA 92411-2919 |
| Document Number | 0000490038 |
| Map Reference | MB 4 PG 42 |
| Instrument Date | May 29, 2020 |
| Instrument | 2021-0490038 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 970 SPRUCE ST, SAN BERNARDINO, CA 92411-2919 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 970 SPRUCE ST, SAN BERNARDINO, CA 92411-2919 |
| Document Number | 0000177653 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | LAWYERS TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 970 SPRUCE ST SAN BERNARDINO CA 924112919, SAN BERNARDINO, CA 92411-2919 |
| Document Number | 0000177653 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 177653 |
| Name | PACIFIC BAY LNDG |
|---|---|
| Address | GARDEN GROVE, CA 92841 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
The 2025 property tax bill for 970 Spruce St was $2,550 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $201,247 (+2%) Land $60,375 Building $140,872 | |
| 2025 | $2,550.00 Homeowner's exemption | $197,301 Land $59,191 Building $138,110 |
| 2023 | $2,431.00 Homeowner's exemption | $189,639 Land $56,892 Building $132,747 |
| 2022 | $2,431.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 970 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 970 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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