987 S Cliffs Cir, Cedar City, UT 84720 Property Records

Iron County property record for 987 S Cliffs Cir, Cedar City, UT 84720

Property Summary

Property TypeSingle Family Home
Lot Size0.513 acres (22,346 sqft)
Owner2 Individual Names on Record
Last Sale$965,846 (Sep 2023)
Tax Bill$4,070 (2026)
Deeds & MortgagesFeb 2023 Construction Loan
Jun 2025 Mortgage
+ 3 more
APNB-2007-0025-00AM

Property Details

APN / Parcel Number

Primary APNB-2007-0025-00AM
Alternative APNs
  • 0496640-1
  • 496640-1
  • 0496640

Exterior

Lot Area22,346 sqft (0.513 acres)

Location & Zoning

Account Number0496640
Street Address987 S CLIFFS CIR
CityCEDAR CITY
StateUT
Zip84720-1378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25, THE CLIFFS AT SUNRISE SUBDIVISION, AMENDED
Legal SubdivisionTHE CLIFFS AT SUNRISE SUBDIVISION AMD
Legal Lot Number25
JurisdictionIRON UT
Township / Civil DivisionCEDAR CITY
Census Block Group4
Census Block4011
Census Tract110702

Owner

Source: Iron County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address987 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Deed of Trust, Mortgage · Construction Mortgage
STATE BANK OF SOUTHERN UTAH
Jun 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Sep 20, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
STATE BANK OF SOUTHERN UTAH
Sep 20, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 10, 2021Warranty Deed, Transfer
INWEST TITLE SERVICES-STATE GEORGE, INWEST TITLE SVCS ST GEORGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2023 · Amount on Record
Deed SaleSep 20, 2023 · Amount on Record
Prior SaleMay 10, 2021
Deed Document Number2023810116
Deed Book / Page1655 / 969
Prior Transfer DateSep 19, 2023
Prior Transfer Doc001655/969
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Property Address987 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Transaction TypeMortgage
Record UpdatedJan 21, 2026
Title CompanySECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 S COVE DR, CEDAR CITY, UT 84720-8228

Mortgage

Document Number01635/1600
DateFeb 22, 2023
Book Page1635/1600
Instrument802348
Lender
NameSTATE BANK OF SOUTHERN UTAH
TypeBank
AddressCEDAR CITY, UT 84721
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Property Address987 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Transaction TypeMortgage
Record UpdatedJan 21, 2026
Title CompanyNOVATION TITLE INSURANCE AGENCY, NOVATION TITLE INS AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address987 S CLIFFS CIR, CEDAR CITY, UT 84720-1378

Mortgage

Document Number001717/791
DateJun 2, 2025
Book Page1717/791
Instrument833758
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSANTA ROSA, CA 95401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2055

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIRON UT
Recording DateSep 20, 2023
Property Address987 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Document Number001655/948
Book / Page1655 / 948
Instrument DateSep 19, 2023
Instrument810114
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyINWEST TITLE-TOOELE OFFICE, INWEST TITLE CEDAR OFFICE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address987 S CLIFFS CIR, CEDAR CITY, UT 84720-1378

Mortgage

Document Number0000810115
DateSep 20, 2023
Instrument810115
Lender
NameSTATE BANK OF SOUTHERN UTAH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIRON UT
Recording DateSep 20, 2023
Property Address987 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Document Number001655/969
Book / Page1655 / 969
Instrument DateSep 19, 2023
Instrument810116
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address987 S CLIFFS CIR, CEDAR CITY, UT 84720-1378

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIRON UT
Recording DateMay 10, 2021
Property Address987 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Document Number001550/276
Book / Page1550 / 276
Instrument DateMay 10, 2021
Instrument768676
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyINWEST TITLE SERVICES-STATE GEORGE, INWEST TITLE SVCS ST GEORGE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10336 HAWK RAVINE ST, LAS VEGAS, NV 89178-3531

Tax Assessment & Valuation

Source: Iron County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateUtah
CountyIron County
MunicipalityCedar City
Unified School DistrictIron School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,070.00 (-0.49%)$524,094 (-0.33%) Land $74,084 Building $450,010$952,898 (-0.33%) Land $134,698 Building $818,200
2025$4,090.00 (+250.47%)$525,851 (+259.16%) Land $74,084 Building $451,767$956,093 (+553.02%) Land $134,698 Building $821,395
2023$1,167.00$146,410$146,411 Land $146,411

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 83% of Utah
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR CITY WATERWORKS
serves 39,670 people · EPA ID UTAH11002
Water SourceGroundwater influenced by surface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SC Broadband
Fiber
1,000 / 1,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
InfoWest
Fixed Wireless · Fiber in parts of the area
200 / 40
T-Mobile
Fixed Wireless
100 / 20

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