969 S Cliffs Cir, Cedar City, UT 84720 Property Records

Iron County property record for 969 S Cliffs Cir, Cedar City, UT 84720

Property Summary

Property TypeSingle Family Home
Lot Size0.327 acres (14,244 sqft)
Owner2 Individual Names on Record
Tax Bill$2,749 (2026)
Deeds & MortgagesJan 2024 Construction Loan
Feb 2026 Mortgage
+ 5 more
APNB-2007-0026-00AM

Property Details

APN / Parcel Number

Primary APNB-2007-0026-00AM
Alternative APNs
  • 496641-1
  • 0496641

Exterior

Lot Area14,244 sqft (0.327 acres)

Location & Zoning

Account Number0496641
Street Address969 S CLIFFS CIR
CityCEDAR CITY
StateUT
Zip84720-1378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26, THE CLIFFS AT SUNRISE SUBDIVISION, AMENDED
Legal SubdivisionTHE CLIFFS AT SUNRISE SUBDIVISION AMD
Legal Lot Number26
JurisdictionIRON UT
Township / Civil DivisionCEDAR CITY
Census Block Group4
Census Block4011
Census Tract110702

Owner

Source: Iron County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Deed of Trust, Mortgage · Construction Mortgage
STATE BANK OF SOUTHERN UTAH
Feb 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Aug 2, 2024Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Jan 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
SAGE HOME LOANS CORP
Feb 9, 2026Intrafamily Transfer, Transfer
SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG
Nov 8, 2021Warranty Deed, Transfer
INWEST TITLE SERVICES-STATE GEORGE, INWEST TITLE SVCS ST GEORGE
Aug 10, 2021Warranty Deed, Transfer
INWEST TITLE SERVICES-STATE GEORGE, INWEST TITLE SVCS ST GEORGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2021
Deed SaleNov 8, 2021
Prior SaleNov 8, 2021
Deed Document Number2021780802
Deed Book / Page1581 / 1051
Last Transfer DateFeb 6, 2026
Transfer Doc0000844025
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Property Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanySECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 S 2874 W, CEDAR CITY, UT 84720

Mortgage

Document Number001665/497
DateJan 17, 2024
Book Page1665/497
Instrument813969
Lender
NameSTATE BANK OF SOUTHERN UTAH
TypeBank
AddressCEDAR CITY, UT 84720
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Property Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanySECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transferred To (Grantee/Buyer)

NameVerified Name
Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378

Mortgage

Document Number001747/238
DateFeb 18, 2026
Book Page1747/238
Instrument844367
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Property Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanySECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 S 2875 W, CEDAR CITY, UT 84720-1203

Mortgage

Document Number001685/692
DateAug 2, 2024
Book Page1685/692
Instrument821944
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIRON UT
Property Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanySILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

NameVerified Name
Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378

Mortgage

Document Number01700/1946
DateJan 2, 2025
Book Page1700/1946
Instrument827622
Lender
NameSAGE HOME LOANS CORP
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2055

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIRON UT
Recording DateFeb 9, 2026
Property Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Document Number001746/260
Book / Page1746 / 260
Instrument DateFeb 6, 2026
Instrument844025
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanySECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIRON UT
Recording DateNov 8, 2021
Property Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Document Number01581/1051
Book / Page1581 / 1051
Instrument DateNov 8, 2021
Instrument780802
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyINWEST TITLE SERVICES-STATE GEORGE, INWEST TITLE SVCS ST GEORGE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address308 S 2875 W, CEDAR CITY, UT 84720-1203

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIRON UT
Recording DateAug 10, 2021
Property Address969 S CLIFFS CIR, CEDAR CITY, UT 84720-1378
Document Number001566/742
Book / Page1566 / 742
Instrument DateAug 6, 2021
Instrument775028
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyINWEST TITLE SERVICES-STATE GEORGE, INWEST TITLE SVCS ST GEORGE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address29030 ERICA LEE CT, KATY, TX 77494-1770
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Iron County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateUtah
CountyIron County
MunicipalityCedar City
Unified School DistrictIron School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,749.00 (+172.72%)$353,987 (-0.28%) Land $64,021 Building $289,966$643,613 (-0.28%) Land $116,402 Building $527,211
2025$354,974 (+180.57%) Land $64,021 Building $290,953$645,408 (+410.11%) Land $116,402 Building $529,006
2023$1,008.00$126,520$126,523 Land $126,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 83% of Utah
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR CITY WATERWORKS
serves 39,670 people · EPA ID UTAH11002
Water SourceGroundwater influenced by surface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SC Broadband
Fiber
1,000 / 1,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
InfoWest
Fixed Wireless · Fiber in parts of the area
200 / 40
T-Mobile
Fixed Wireless
100 / 20

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