987 Bruce Dr, Elgin, IL 60120 Property Records

Cook County property record for 987 Bruce Dr, Elgin, IL 60120 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,709 sqft · built 1994
Lot Size	0.557 acres (24,262 sqft)
Owner	Individual Name on File
Last Sale	$23,666 (Mar 1994)
Tax Bill	$11,966 (2023)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-403-003`

Property Details

APN / Parcel Number

Primary APN	`06-18-403-003`
Alternative APN	`06-18-403-003-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	4,709 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	24,262 sqft (0.557 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	987 BRUCE DR
City	ELGIN
State	IL
Zip	60120-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SECOND) ADD TO (HIGH) (VIEW) HILLS SUB PT OF SE & PT OF SW OF SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	SECOND ADD TO HIGH VIEW
Legal Lot Number	26
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2003
Census Tract	804405

Owner

Source: Cook County records · APN 06-18-403-003

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	987 BRUCE DR, ELGIN, IL 60120-6830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 30, 1994 · Amount on Record
Deed Sale	Mar 30, 1994 · Amount on Record
Deed Document Number	1994703
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	987 BRUCE DR, ELGIN, IL 60120-6830
Document Number	2036417266
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	987 BRUCE DR ELGIN IL 601206830, ELGIN, IL 60120-6830

Mortgage

Document Number	2036417266
Date	Dec 29, 2020
Instrument	36417266

Lender

Name	CIBM BK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,000 (+33.34%) Land $9,705 Building $50,295	$600,000 (+33.34%) Land $97,050 Building $502,950
2023	$11,966.00 (+3.18%)
2022	$11,597.00 Homeowner's exemption	$44,999 Land $14,557 Building $30,442	$449,990 Land $145,570 Building $304,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.