981 Bruce Dr, Elgin, IL 60120 Property Records

Cook County property record for 981 Bruce Dr, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1964
Square Footage	1,344 sqft Living Area
Lot Size	24,200 sqft (0.556 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2021)
Tax Bill	$6,315.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`06-18-403-004`
Alternative APN	`06-18-403-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,344 sqft Living Area
1st Floor	1,344 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Bungalow Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	24,200 sqft (0.556 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating

Location & Zoning

Street Address	981 BRUCE DR
City	ELGIN
State	IL
Zip	60120-6830
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	(SECOND) ADD TO (HIGH) (VIEW) HILLS SUB PT OF SE & PT OF SW OF SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	SECOND ADD TO HIGH VIEW
Legal Lot Number	27
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	2
Census Block	2003
Census Tract	804405

Owner

Source: Cook County records · APN 06-18-403-004

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	981 BRUCE DR, ELGIN, IL 60120-6830
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Jun 15, 1999 · Amount on Record
Deed Doc Number	202140061
Prior Transfer Date	May 17, 1999
Prior Transfer Doc	0000000419
Record Refreshed	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 21, 2021
Property Address	981 BRUCE DR, ELGIN, IL 60120-6830
Document Number	0011140061
Map Reference	DOC 16836013
Instrument Date	Apr 11, 2021
Instrument	2111140061
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	981 BRUCE DR, ELGIN, IL 60120-6830

Mortgage

Document Number	0011140062
Date	Apr 21, 2021
Instrument	2111140062

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 (+31.82%) Land $9,680 Building $19,320	$290,000 (+31.82%) Land $96,800 Building $193,200
2023	$6,315.00 (+2.93%)
2022	$6,135.00 Homeowner's exemption	$21,999 Land $10,999 Building $11,000	$219,990 Land $109,990 Building $110,000