1002 Bruce Dr, Elgin, IL 60120 Property Records

Cook County property record for 1002 Bruce Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,671 sqft · built 1961
Lot Size	0.849 acres (36,984 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Mar 2026)
Tax Bill	$7,947 (2023)
Deeds & Mortgages	Mar 2026 Sale Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-400-028`

Property Details

APN / Parcel Number

Primary APN	`06-18-400-028`
Alternative APN	`06-18-400-028-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,671 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	36,984 sqft (0.849 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1002 BRUCE DR
City	ELGIN
State	IL
Zip	60120-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SECOND) ADD TO (HIGH) (VIEW) HILLS SUB PT OF SE & PT OF SW OF SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	SECOND ADD TO HIGH VIEW
Legal Lot Number	31
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2003
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 LONG AVE, SCHAUMBURG, IL 60193-9714
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage THE ANDERSON FINANCIAL GROUP INC
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit CORPORATE AMERICA FAM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Sep 18, 2014 · Amount on Record
Deed Document Number	202630080
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 3, 2026
Property Address	1002 BRUCE DR, ELGIN, IL 60120-6832
Document Number	0006230080
Map Reference	DOC 16836013
Instrument Date	Feb 25, 2026
Instrument	2606230080
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 BRUCE DR, ELGIN, IL 60120-6832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 LONG AVE, SCHAUMBURG, IL 60193-9714

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1002 BRUCE DR, ELGIN, IL 60120-6832
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002417089
Date	Jan 24, 2022
Instrument	2202417089

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company
Address	CHICAGO, IL 60614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1002 BRUCE DR, ELGIN, IL 60120-6832
Document Number	1708246050
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1002 BRUCE DR ELGIN IL 601206832, ELGIN, IL 60120-6832

Mortgage

Document Number	1708246050
Date	Mar 23, 2017
Instrument	8246050

Lender

Name	CORPORATE AMERICA FAM CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 22, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 (+25.81%) Land $14,794 Building $24,206	$390,000 (+25.81%) Land $147,940 Building $242,060
2023	$7,947.00 (+3.32%) Homeowner's exemption	$30,999 (-) Land $13,499 Building $17,500	$309,990 (-) Land $134,990 Building $175,000
2022	$7,692.00 Homeowner's exemption	$30,999 Land $13,499 Building $17,500	$309,990 Land $134,990 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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