Cook County property record for 9869 S Prospect Ave, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,768 sqft · built 1903 |
| Lot Size | 0.191 acres (8,308 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Oct 2022) |
| Tax Bill | $5,076 (2023) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07-219-074 |
| Primary APN | 25-07-219-074 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Old Style |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 8,308 sqft (0.191 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 9869 S PROSPECT AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | (SUBDIVISION) OF LT 24 IN BLK 5 IN HILLIARD & DOBBINS 1ST ADD TO WASHINGTON HTS BEING SUB OF & NW OF SEC 08 EH NE SEC 07-37-1 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 07 |
| Legal Subdivision | WASHINGTON HTS BEING SUB |
| Legal Block | 5 |
| Legal Lot Number | 24 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 720200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Ridge Historic District listed 1976 · NRIS 76000703 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9869 S Prospect Ave is owned and occupied by two individuals who bought it in October 2022.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9869 S PROSPECT AVE, CHICAGO, IL 60643-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 3, 2022 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage STONEGATE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Prior Sale | Jul 17, 2014 · Amount on File |
| Deed Document Number | 20221226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 3, 2022 |
| Property Address | 9869 S PROSPECT AVE, CHICAGO, IL 60643-1225 |
| Document Number | 0027601226 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2227601226 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9869 S PROSPECT AVE, CHICAGO, IL 60643-1225 |
| Document Number | 0027601227 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2227601227 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9869 S PROSPECT AVE, CHICAGO, IL 60643-1225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0032020303 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2132020303 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9869 S PROSPECT AVE, CHICAGO, IL 60643-1225 |
| Document Number | 1712557188 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 9869 S PROSPECT AVE CHICAGO IL 606431225, CHICAGO, IL 60643-1225 |
| Document Number | 1712557188 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 12557188 |
| Name | STONEGATE MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46240-1437 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2047 |
| Rate | 3.87% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,000 Land $10,385 Building $23,615 | $340,000 Land $103,850 Building $236,150 | |
| 2023 | $5,076.00 (+19.58%) | ||
| 2022 | $4,245.00 (+1.85%) Homeowner's exemption | $24,000 (-) Land $8,308 Building $15,692 | $240,000 (-) Land $83,080 Building $156,920 |
| 2021 | $4,168.00 | $24,000 Land $8,308 Building $15,692 | $240,000 Land $83,080 Building $156,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9869 S Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 9869 S Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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