9855 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 9855 S Prospect Ave, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,560 sqft · built 1903
Lot Size0.204 acres (8,900 sqft)
OwnerIndividual Name on Record
Last Sale$124,000 (Sep 2012)
Tax Bill$3,529 (2023)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN25-07-219-028

Property Details

APN / Parcel Number

Primary APN25-07-219-028
Alternative APN
  • 25-07-219-028-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1905
Architectural StyleOld Style
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,900 sqft (0.204 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address9855 S PROSPECT AVE
CityCHICAGO
StateIL
Zip60643-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal Description(SUBDIVISION) OF LT 24 IN BLK 5 IN HILLIARD & DOBBINS 1ST ADD TO WASHINGTON HTS BEING SUB OF & NW OF SEC 08 EH NE SEC 07-37-1
Legal Range14E
Legal Township37N
Legal Section07
Legal SubdivisionWASHINGTON HTS BEING SUB
Legal Block5
Legal Lot Number24
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1008
Census Tract720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9855 S PROSPECT AVE, CHICAGO, IL 60643-1225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2012 · Amount on Record
Deed SaleSep 18, 2012 · Amount on Record
Prior SaleJul 7, 1997 · Amount on Record
Deed Document Number201226108
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9855 S PROSPECT AVE, CHICAGO, IL 60643-1225
Document Number1812329004
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedJun 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9855 S PROSPECT AVE CHICAGO IL 606431225, CHICAGO, IL 60643-1225

Mortgage

Document Number1812329004
DateMay 3, 2018
Instrument12329004
Lender
NamePNC BK
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 2, 2058
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,000 (+3%) Land $11,125 Building $14,875$260,000 (+3%) Land $111,250 Building $148,750
2023$3,529.00 (+3.19%)
2022$3,420.00 (+1.76%) Homeowner's exemption$20,000 (-) Land $8,900 Building $11,100$200,000 (-) Land $89,000 Building $111,000
2021$3,361.00 Homeowner's exemption$20,000 Land $8,900 Building $11,100$200,000 Land $89,000 Building $111,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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