Cook County property record for 9861 S Prospect Ave, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,890 sqft · built 1913 |
| Lot Size | 0.206 acres (8,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Dec 1996) |
| Tax Bill | $3,129 (2023) |
| Deeds & Mortgages | Aug 2021 Line of Credit Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07-219-029 |
| Primary APN | 25-07-219-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,950 sqft (0.206 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 9861 S PROSPECT AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | (SUBDIVISION) OF LT 24 IN BLK 5 IN HILLIARD & DOBBINS 1ST ADD TO WASHINGTON HTS BEING SUB OF & NW OF SEC 08 EH NE SEC 07-37-1 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 07 |
| Legal Subdivision | WASHINGTON HTS BEING SUB |
| Legal Block | 5 |
| Legal Lot Number | 24 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 720200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Ridge Historic District listed 1976 · NRIS 76000703 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9861 S Prospect Ave is owned and occupied by an individual who acquired it in August 2014.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9861 S PROSPECT AVE, CHICAGO, IL 60643-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 22, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN PORTFOLIO MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 24, 1996 · Amount on File |
| Deed Sale | Dec 24, 1996 · Amount on File |
| Deed Document Number | 1996107 |
| Last Transfer Date | Aug 12, 2014 |
| Transfer Doc | 0000000231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9861 S PROSPECT AVE, CHICAGO, IL 60643-1225 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9861 S PROSPECT AVE, CHICAGO, IL 60643-1225 |
| Document Number | 0023946718 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2123946718 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9861 S PROSPECT AVE, CHICAGO, IL 60643-1225 |
| Document Number | 2031121260 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9861 S PROSPECT AVE CHICAGO IL 606431225, CHICAGO, IL 60643-1225 |
| Document Number | 2031121260 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 31121260 |
| Name | AMERICAN PORTFOLIO MTG |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 5, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,257 Land $11,188 Building $18,069 | $292,570 Land $111,880 Building $180,690 | |
| 2023 | $3,129.00 (-10.91%) | ||
| 2022 | $3,512.00 (+1.33%) Homeowner's exemption | $23,182 (-) Land $8,950 Building $14,232 | $231,820 (-) Land $89,500 Building $142,320 |
| 2021 | $3,466.00 Homeowner's exemption | $23,182 Land $8,950 Building $14,232 | $231,820 Land $89,500 Building $142,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9861 S Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 9861 S Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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