981 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 981 Midnight Pass, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,481 sqft · built 1998
Lot Size	0.205 acres (8,925 sqft)
Owner	Individual Name on Record
Last Sale	$441,800 (Jul 2025)
Tax Bill	$4,812 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3252000D0004000R`

Property Details

APN / Parcel Number

Primary APN	`3252000D0004000R`
Alternative APNs	`R48284` `48284`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,481 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	2,481 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,925 sqft (0.205 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	24 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	981 MIDNIGHT PASS
City	ROCKWALL
State	TX
Zip	75087-2268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKE PHASE 4, BLOCK D, LOT 4
Legal Subdivision	CARUTH LAKE PHASE 4
Legal Block	D
Legal Lot Number	4
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2006
Census Tract	40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDI TUNG ENTERPRISE INC
Jul 30, 2025	Vendor's Lien, Transfer · Loan Assumption LAKEVIEW LOAN SERVICING LLC
Jul 1, 2025	Divorce Transfer, Transfer CAPITAL TITLE
Nov 15, 2021	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	202513537
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0000031054
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	981 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 MIDNIGHT PASS, ROCKWALL, TX 75087-2268

Mortgage

Document Number	0000026191
Date	Sep 28, 2021
Instrument	20210000026191

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	981 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015820
Date	Jun 14, 2021
Instrument	20210000015820

Lender

Name	MIDI TUNG ENTERPRISE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jun 1, 2045

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jul 30, 2025
Property Address	981 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Document Number	0000013537
Map Reference	CAB D SL 3
Instrument Date	Jul 28, 2025
Instrument	20250000013537
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013536
Date	Jul 30, 2025
Instrument	20250000013536

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Loan Assumption
Amount	Amount Recorded

July 2025: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Jul 1, 2025
Property Address	981 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Document Number	0000011715
Map Reference	VOL D PG 3
Instrument Date	Mar 21, 2022
Instrument	20250000011715
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3711 MEDITERRANEAN ST, ROCKWALL, TX 75087-5332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 MIDNIGHT PASS, ROCKWALL, TX 75087-2268

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 15, 2021
Property Address	981 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Document Number	0000031054
Map Reference	VOL D PG 3
Instrument Date	Oct 14, 2021
Instrument	20210000031054
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 TEMERANCE WAY, SACHSE, TX 75048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 MIDNIGHT PASS, ROCKWALL, TX 75087-2268

Mortgage

Document Number	0000031055
Date	Nov 15, 2021
Instrument	20210000031055

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000031056
Date	Nov 15, 2021
Instrument	20210000031056

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 10, 2024

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,000 (-10.06%) Land $155,000 Building $205,000	$360,000 (-10.06%) Land $155,000 Building $205,000
2025	$4,812.00 (-13.44%) Homeowner's exemption	$400,275 (-0.68%) Land $155,000 Building $245,275	$400,275 (-0.68%) Land $155,000 Building $245,275
2024	$5,559.00 (+8.72%)
2023	$5,113.00 (-0.02%) Homeowner's exemption	$403,027 Land $178,250 Building $224,777	$403,027 Land $178,250 Building $224,777
2021	$5,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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