974 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 974 Midnight Pass, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,599 sqft · built 1998
Lot Size	0.172 acres (7,475 sqft)
Owner	Company Name on Record
Tax Bill	$6,501 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`3252000C0005000R`

Property Details

APN / Parcel Number

Primary APN	`3252000C0005000R`
Alternative APNs	`R48268` `48268`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,599 sqft Living Area
Gross Area	3,211 sqft
1st Floor Area	2,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,475 sqft (0.172 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	248 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	974 MIDNIGHT PASS
City	ROCKWALL
State	TX
Zip	75087-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKE PHASE 4, BLOCK C, LOT 5
Legal Subdivision	CARUTH LAKE PHASE 4
Legal Block	C
Legal Lot Number	5
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2001
Census Tract	40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1717 MAIN ST, 2000, DALLAS, TX 75201-4657
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2020	Warranty Deed, Transfer TRULY TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020
Deed Sale	Oct 29, 2020
Prior Sale	May 30, 2013 · Amount on Record
Deed Document Number	202026187
Prior Transfer Date	Aug 17, 2009
Prior Transfer Doc	0000421192
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	974 MIDNIGHT PASS, ROCKWALL, TX 75087-2267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000555
Date	Jan 9, 2020
Instrument	20200000000555

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Oct 29, 2020
Property Address	974 MIDNIGHT PASS, ROCKWALL, TX 75087-2267
Document Number	0000026187
Instrument Date	Oct 29, 2020
Instrument	26187
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	TRULY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1717 MAIN ST #700 DALLAS TX 752014612, 700, DALLAS, TX 75201-4612
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,185 (-6.91%) Land $155,000 Building $229,185	$384,185 (-6.91%) Land $155,000 Building $229,185
2025	$6,501.00 (+6.02%)	$412,697 (-1.63%) Land $155,000 Building $257,697	$412,697 (-1.63%) Land $155,000 Building $257,697
2024	$6,132.00 (-6.62%)
2023	$6,567.00 (+22.31%)	$419,538 Land $178,250 Building $241,288	$419,538 Land $178,250 Building $241,288
2021	$5,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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