986 Live Oak Dr, Spring Branch, TX 78070 Property Records

Comal County property record for 986 Live Oak Dr, Spring Branch, TX 78070

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,280 sqft · built 2020
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$303,500 (Jun 2021)
Tax Bill$5,016 (2024)
Deeds & MortgagesMar 2026 Mortgage
Jul 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-0325-3395-00

Property Details

APN / Parcel Number

Primary APN15-0325-3395-00
Alternative APN
  • 20826

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,280 sqft Living Area
Gross Area1,660 sqft
1st Floor Area1,280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address986 LIVE OAK DR
CitySPRING BRANCH
StateTX
Zip78070-5230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCYPRESS COVE SECTION 4, LOT 122
Legal SubdivisionCYPRESS COVE SECTION 4
Legal Block2
Legal Lot Number122
JurisdictionCOMAL TX
Township / Civil DivisionCANYON LAKE
Census Block Group2
Census Block2055
Census Tract310609

Owner

Source: Comal County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address986 LIVE OAK DR, SPRING BRANCH, TX 78070-5230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · FHA Mortgage
OUTAMATION INC
Jul 13, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 29, 2021Vendor's Lien, Transfer · FHA Mortgage
AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Prior SaleDec 13, 2018
Deed Document Number202134687
Prior Transfer DateJun 28, 2021
Prior Transfer Doc0000034687
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address986 LIVE OAK DR, SPRING BRANCH, TX 78070-5230
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 LIVE OAK DR, SPRING BRANCH, TX 78070-5230

Mortgage

Document Number0006008041
DateMar 20, 2026
Instrument202606008041
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressSOUTHLAKE, TX 76092
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueJul 1, 2051

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address986 LIVE OAK DR, SPRING BRANCH, TX 78070-5230
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 LIVE OAK DR, SPRING BRANCH, TX 78070-5230

Mortgage

Document Number0006022147
DateJul 13, 2023
Instrument202306022147
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueJul 1, 2051

June 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOMAL TX
Recording DateJun 29, 2021
Property Address986 LIVE OAK DR, SPRING BRANCH, TX 78070-5230
Document Number0006034687
Map ReferenceVOL 1 PG 69&70
Instrument DateJun 28, 2021
Instrument202106034687
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 LIVE OAK DR, SPRING BRANCH, TX 78070-5230

Mortgage

Document Number0006034688
DateJun 29, 2021
Instrument202106034688
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyComal County
Unified School DistrictComal Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$344,840 (+4.99%) Land $41,950 Building $302,890$344,840 (+4.99%) Land $41,950 Building $302,890
2024$5,016.00 (+2.24%)
2023$328,440 Land $43,320 Building $285,120$328,440 Land $43,320 Building $285,120
2022$4,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCYPRESS COVE WSC
private · serves 1,825 people · EPA ID TX0460024
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GVTC
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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