986 Eckard Ct, Westminster, MD 21158 Property Records

Carroll County property record for 986 Eckard Ct, Westminster, MD 21158 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1985
Square Footage	1,088 sqft Total Area
Lot Size	7,797 sqft (0.179 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2004)
Tax Bill	$4,129.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-074980`
Alternative APN	`074980`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,088 sqft Total Area
Basement Area	390 sqft Basement
Finished Basement	390 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,797 sqft (0.179 acres)
Deck Area	200 sqft Deck
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	074980
Street Address	986 ECKARD CT
City	WESTMINSTER
State	MD
Zip	21158-4243
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 38 - 7797 SF ECKARD CT 17-76 BLK H GREENS OF WEST SC 2 PL 2
Legal Subdivision	GREENS SEC 02 02
Legal Block	H
Legal Lot Number	38
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1017
Census Tract	507704

Owner

Source: Carroll County records · APN 07-074980

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	986 ECKARD CT, WESTMINSTER, MD 21158-4243
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2004 · Amount on Record
Deed Sale	Dec 23, 2004 · Amount on Record
Prior Sale	May 03, 2002 · Amount on Record
Deed Doc Number	200442959
Deed Book / Page	4260 / 41
Record Refreshed	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	986 ECKARD CT, WESTMINSTER, MD 21158-4243
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088700414
Date	Nov 21, 2017
Book Page	8870/0414
Instrument	8870-0414

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Apr 01, 2041

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,500 (+18.67%) Land $100,700 Building $161,800	$262,500 (+18.67%) Land $100,700 Building $161,800
2025	$4,129.00 (+10.46%) Homeowner's exemption
2023	$3,738.00 Homeowner's exemption	$221,200 Land $98,000 Building $123,200	$221,200 Land $98,000 Building $123,200

Flood & Wildfire

986 Eckard Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.