981 Eckard Ct, Westminster, MD 21158 Property Records

Carroll County property record for 981 Eckard Ct, Westminster, MD 21158 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1985
Square Footage	1,088 sqft Total Area
Lot Size	7,797 sqft (0.179 acres)
Occupancy	Owner Occupied
Last Sale	$104,900 (1997)
Tax Bill	$4,299.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-074964`
Alternative APNs	`7074964` `074964`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,088 sqft Total Area
Basement Area	544 sqft Basement
Finished Basement	544 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,797 sqft (0.179 acres)
Deck Area	332 sqft Deck
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	074964
Street Address	981 ECKARD CT
City	WESTMINSTER
State	MD
Zip	21158-4243
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 36 BLK H 0.179 AC ECKARD COURT PLT 17-76 GREENS OF WEST SC 2 PLT2
Legal Subdivision	GREENS WESTMINSTER SEC 02
Legal Block	H
Legal Lot Number	36
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1017
Census Tract	507704

Owner

Source: Carroll County records · APN 07-074964

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	981 ECKARD CT, WESTMINSTER, MD 21158-4243
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 1997 · Amount on Record
Deed Sale	Mar 04, 1997 · Amount on Record
Prior Sale	Jan 22, 1997 · Amount on Record
Deed Doc Number	1997963207
Deed Book / Page	1887 / 956
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	981 ECKARD CT, WESTMINSTER, MD 21158-4243
Document Number	0099470272
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 ECKARD CT WESTMINSTER MD 211584243, WESTMINSTER, MD 21158-4243

Mortgage

Document Number	0099470272
Date	Nov 13, 2020
Book Page	009947/000272

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,300 (+19.02%) Land $100,700 Building $169,600	$270,300 (+19.02%) Land $100,700 Building $169,600
2025	$4,299.00 (+12.04%)
2023	$3,837.00	$227,100 Land $98,000 Building $129,100	$227,100 Land $98,000 Building $129,100

Flood & Wildfire

981 Eckard Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.