991 Eckard Ct, Westminster, MD 21158 Property Records

Carroll County property record for 991 Eckard Ct, Westminster, MD 21158 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,600 sqft Total Area
Lot Size9,060 sqft (0.208 acres)
GarageDetached, 416 sqft
OccupancyOwner Occupied
Last Sale$300,000 (2020)
Tax Bill$5,522.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-074905
Alternative APN
  • 074905

Interior

Full Baths2 Baths
Building Area1,600 sqft Total Area
Basement Area800 sqft Basement
Finished Basement800 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area9,060 sqft (0.208 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area416 sqft Garage
Deck Area248 sqft Deck
Porch Area112 sqft Porch

Utilities and HVAC

Heating FuelElectric Heating Fuel
SewageSewage Connected

Location & Zoning

Account Number074905
Street Address991 ECKARD CT
CityWESTMINSTER
StateMD
Zip21158-4243
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 31 - 9060 SF BLK 991 ECKARD CT 17-76 GREENS OF WEST PLT 2 SC
Legal SubdivisionGREENS WESTMINSTER SEC 02
Legal BlockH
Legal Lot Number31
JurisdictionCARROLL MD
Minor Civil Division7, WESTMINSTER
Census Blockgroup1
Census Block1017
Census Tract507704

Owner

Source: Carroll County records · APN 07-074905

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address991 ECKARD CT, WESTMINSTER, MD 21158-4243
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 17, 2020Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2020 · Amount on Record
Deed SaleSep 17, 2020 · Amount on Record
Prior SaleMar 27, 2002
Deed Book / Page9853 / 352
Transfer Doc0042260262
Record RefreshedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address991 ECKARD CT, WESTMINSTER, MD 21158-4243
Transaction TypeMortgage
Record UpdatedDec 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address991 ECKARD CT, WESTMINSTER, MD 21158-4243

Mortgage

Document Number0109460053
DateDec 09, 2022
Book Page10946/53
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueNov 28, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateSep 17, 2020
Property Address991 ECKARD CT, WESTMINSTER, MD 21158-4243
Document Number0098530352
Book / Page9853 / 352
Map ReferenceMB 17 FO 76
Instrument DateAug 20, 2020
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyLAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address991 ECKARD CT, WESTMINSTER, MD 21158-4243

Mortgage

Document Number0009853359
DateSep 17, 2020
Instrument9853/359
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$362,300 (+6.38%) Land $101,800 Building $260,500$362,300 (-) Land $101,800 Building $260,500
2025$5,522.00 (+1%) Homeowner's exemption$340,567 (+14.63%)$362,300 (+21.95%) Land $101,800 Building $260,500
2023$5,020.00 Homeowner's exemption$297,100 Land $99,100 Building $198,000$297,100 Land $99,100 Building $198,000

Flood & Wildfire

991 Eckard Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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