Lake County property record for 980 E Shore Dr, Fox Lake, IL 60020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,195 sqft · built 1995 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Trust Name on File |
| Last Sale | $715,000 (Dec 2020) |
| Tax Bill | $22,834 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-33-207-010 |
| Primary APN | 01-33-207-010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,195 sqft Living Area |
| Gross Area | 5,698 sqft |
| 1st Floor Area | 1,717 sqft |
| 2nd Floor Area | 1,478 sqft |
| Upper Floors Area | 1,478 sqft |
| Basement Area | 1,717 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 786 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 448 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 766 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 980 E SHORE DR |
|---|---|
| City | FOX LAKE |
| State | IL |
| Zip | 60020-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNNS LAKE SHORELINE ESTATES; LOT 9 |
| Legal Subdivision | DUNNS LAKE SHORELINE ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ANTIOCH |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 860807 |
980 E Shore Dr is owner-occupied and held in a trust since December 2020.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 980 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 15, 2020 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on File |
| Deed Sale | Dec 15, 2020 · Amount on File |
| Prior Sale | Aug 16, 2016 · Amount on File |
| Deed Document Number | 20207727717 |
| Prior Transfer Date | Dec 18, 2007 |
| Prior Transfer Doc | 0006290563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 980 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0007686134 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 7686134 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 15, 2020 |
| Property Address | 980 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Document Number | 0007727717 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 7727717 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,073.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Antioch Township |
| Municipality | Fox Lake Village |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $304,502 Land $68,219 Building $236,283 | $913,597 Land $204,677 Building $708,920 | |
| 2024 | $22,834.00 (+15.17%) | ||
| 2023 | $19,827.00 (+4.09%) | $252,435 (+14.64%) Land $56,554 Building $195,881 | $757,381 (+14.64%) Land $169,679 Building $587,702 |
| 2022 | $19,048.00 | $220,190 Land $61,781 Building $158,409 | $660,637 Land $185,362 Building $475,275 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 980 E Shore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 980 E Shore Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX LAKE serves 11,780 people · EPA ID IL0970200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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