Saginaw County property record for 9858 Kessler Dr, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,376 sqft · built 1971 |
| Lot Size | 0.515 acres (22,433 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $704 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-27-2168-000 |
| Primary APN | 28-12-3-27-2168-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 1,376 sqft |
| Unfinished Basement | 1,376 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,433 sqft (0.515 acres) |
| Lot Dimensions | 220 ft deep x 102 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 49 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Street Address | 9858 KESSLER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 18 BROOKHILL A PART OF NW 1/4 OF NW 1/4 ALSO BEG AT NW CORN OF SAID LOT 18 TH N 100 FT TH E 102 FT TH S 100 FT TO NE CORN OF SAID LOT 18 TH W ON N LINE OF SAID LOT 100 FT TO POB 0.23 ACRE USED AS ONE PARCEL SEC 27 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Subdivision | BROOKHILL SUB |
| Legal Lot Number | 100,18 |
| Legal Unit | 100,18 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 12003 |
Source: Saginaw County records · APN 28-12-3-27-2168-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2383 TAMARACK ST, LAKE ODESSA, MI 48849-9592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2026 |
| Transfer Doc | 0000007617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 10, 2026 |
| Property Address | 9858 KESSLER DR, SAGINAW, MI 48609-9213 |
| Document Number | 0000007617 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20267617 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2383 TAMARACK ST, LAKE ODESSA, MI 48849-9592 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9858 KESSLER DR, SAGINAW, MI 48609-9213 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9858 KESSLER DR, SAGINAW, MI 48609-9213 |
| Document Number | 0000024748 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025024748 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 14, 2022 |
| Property Address | 9858 KESSLER DR, SAGINAW, MI 48609-9213 |
| Document Number | 0000027130 |
| Map Reference | LB 15 PG 22 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022027130 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9858 KESSLER DR, 9858, SAGINAW, MI 48609-9213 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4301 FASHION SQUARE BLVD, SAGINAW, MI 48603-1250 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,400 (+10.94%) | $196,800 (+10.94%) | |
| 2025 | $704.00 (-67.13%) Homeowner's exemption | $88,700 (+14.9%) | $177,400 (+14.9%) |
| 2023 | $77,200 | $154,400 | |
| 2022 | $2,142.00 |
Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 74 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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