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9817 Kessler Dr, Saginaw, MI 48609 Property Records

Saginaw County property record for 9817 Kessler Dr, Saginaw, MI 48609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,600 sqft · built 1969
Lot Size0.273 acres (11,892 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Dec 2020)
Tax Bill$762 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-12-3-27-2160-000

Property Details

APN / Parcel Number

Primary APN28-12-3-27-2160-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories3 Stories
Building Area1,600 sqft Living Area
1st Floor Area1,040 sqft
Basement Area520 sqft
Unfinished Basement520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleTri-Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,892 sqft (0.273 acres)
Lot Dimensions120 ft deep x 99 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer

Location & Zoning

Street Address9817 KESSLER DR
CitySAGINAW
StateMI
Zip48609-9517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 10 BROOKHILL A PART OF THE NW 1/4 OF NW 1/4 SEC 27 T12N R3E
Legal Range03E
Legal Township12N
Legal Section27
Legal SubdivisionBROOKHILL SUB
Legal Lot Number10
Legal Unit10
JurisdictionSAGINAW MI
Township / Civil DivisionTHOMAS
Census Block Group3
Census Block3016
Census Tract12003

Owner

Source: Saginaw County records · APN 28-12-3-27-2160-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9817 KESSLER DR, SAGINAW, MI 48609-9517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2020Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Jun 11, 2020Deed of Trust, Mortgage · Line of Credit
TEAM ONE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 08, 2020 · Amount on Record
Deed SaleDec 08, 2020 · Amount on Record
Prior SaleAug 04, 2006 · Amount on Record
Deed Document Number202030992
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateDec 08, 2020
Property Address9817 KESSLER DR, SAGINAW, MI 48609-9517
Document Number2020030992
Map ReferenceLB 15 PG 22
Instrument DateDec 07, 2020
Instrument2020030992
Transaction TypeTransfer
Record UpdatedSep 02, 2021
Title CompanyMICHIGAN FIRST TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,087.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9817 KESSLER DR, 9817, SAGINAW, MI 48609-9517

Transferred To (Grantee/Buyer)

NameVerified Name
Address9817 KESSLER DR, SAGINAW, MI 48609-9517

Mortgage

Document Number2020030993
DateDec 08, 2020
Instrument2020030993
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address9817 KESSLER DR, SAGINAW, MI 48609-9517
Document Number0000015631
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9817 KESSLER DR SAGINAW MI 486099517, SAGINAW, MI 48609-9517

Mortgage

Document Number0000015631
DateJun 19, 2020
Instrument15631
Lender
NameTEAM ONE CU
TypeCredit Union
AddressSAGINAW, MI 48607
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionThomas Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$86,000 (+24.64%)$172,000 (+24.64%)
2025$762.00 (-67.07%) Homeowner's exemption
2023$69,000$138,000
2022$2,314.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 74 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTHOMAS TOWNSHIP
serves 11,931 people
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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