Saginaw County property record for 9874 Kessler Dr, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,703 sqft · built 1972 |
| Lot Size | 0.515 acres (22,433 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Jul 2002) |
| Tax Bill | $895 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-27-2169-000 |
| Primary APN | 28-12-3-27-2169-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,703 sqft Living Area |
| 1st Floor Area | 974 sqft |
| Basement Area | 974 sqft |
| Finished Basement | 974 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,433 sqft (0.515 acres) |
| Lot Dimensions | 220 ft deep x 102 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Street Address | 9874 KESSLER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 19 BROOKHILL A PART OF NW 1/4 OF NW 1/4 OF SEC 27 ALSO PART OF NW 1/4 OF NW 1/4 BEG AT NW CORN OF SAID LOT 19 TH N 100 FT TH S89DEG 07MIN 15 SECONDS E 102 FT TH S 100 FT TO NE CORN OF LOT 19 TH W ON N LINE OF LOT 19 102 FT TO POB USED AS ONE PARC |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Subdivision | BROOKHILL |
| Legal Lot Number | 19 |
| Legal Unit | 19 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 12003 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9874 KESSLER DR, SAGINAW, MI 48609-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Intrafamily Transfer, Transfer MICHIGAN LAND TITLE |
| Jul 28, 2017 | Deed of Trust, Mortgage HUNTINGTON NATIONAL BANK |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2002 · Amount on Record |
| Deed Sale | Jul 25, 2002 · Amount on Record |
| Prior Sale | Jul 25, 2002 · Amount on Record |
| Deed Document Number | 20027092986 |
| Deed Book / Page | 2227 / 1186 |
| Last Transfer Date | Oct 14, 2021 |
| Transfer Doc | 2021036384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 16, 2021 |
| Property Address | 9874 KESSLER DR, SAGINAW, MI 48609-9213 |
| Document Number | 2021036384 |
| Map Reference | LB 15 PG 22 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021036384 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | MICHIGAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9874 KESSLER DR, SAGINAW, MI 48609-9213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9874 KESSLER DR, SAGINAW, MI 48609-9213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021962 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017021962 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9874 KESSLER DR, SAGINAW, MI 48609-9213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9874 KESSLER DR, SAGINAW, MI 48609-9213 |
| Document Number | 0000030440 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020030440 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,600 (+8.16%) | $241,200 (+8.16%) | |
| 2025 | $895.00 (-66.29%) Homeowner's exemption | $111,500 (+15.31%) | $223,000 (+15.31%) |
| 2023 | $96,700 | $193,400 | |
| 2022 | $2,655.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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