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985 White Cloud Dr, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 985 White Cloud Dr, Morgan Hill, CA 95037 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,887 sqft · built 2001
Lot Size0.099 acres (4,310 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Sep 2024)
Tax Bill$13,028 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN779-52-068

Property Details

APN / Parcel Number

Primary APN779-52-068

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,887 sqft Living Area
1st Floor Area794 sqft
2nd Floor Area1,093 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,310 sqft (0.099 acres)
Garage TypeAttached
Garage Area466 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address985 WHITE CLOUD DR
CityMORGAN HILL
StateCA
Zip95037-6072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 9130 LOT 31
Legal Subdivision9130 PH 03
Legal Tract9130
Legal Lot Number31
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3020
Census Tract512307

Owner

Source: Santa Clara County records · APN 779-52-068

Assessment roll updated August 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address985 WHITE CLOUD DR, MORGAN HILL, CA 95037-6072
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleDec 02, 2005 · Amount on Record
Deed Document Number202425705524
Prior Transfer DateMay 28, 2004
Prior Transfer Doc0017828281
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateApr 06, 2026
Property Address985 WHITE CLOUD DR, MORGAN HILL, CA 95037-6072
Document Number0025967438
Instrument DateMar 30, 2026
Instrument202625967438
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address985 WHITE CLOUD DR, MORGAN HILL, CA 95037-6072

Mortgage

Document Number0025967438,
DateApr 06, 2026
Instrument202625967438
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMorgan Hill City
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,028.00 (+22.05%)$1,100,000 (+25.93%) Land $385,000 Building $715,000
2024$10,674.00 (+1.25%)
2023$10,542.00 (+1.63%)$873,477 Land $305,651 Building $567,826
2022$10,373.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855123073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 693 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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