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976 White Cloud Dr, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 976 White Cloud Dr, Morgan Hill, CA 95037 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,595 sqft · built 1999
Lot Size0.159 acres (6,969 sqft)
Owner2 Owner Names on File
Last Sale$725,000 (Jun 2013)
Tax Bill$10,687 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN779-52-078

Property Details

APN / Parcel Number

Primary APN779-52-078

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,595 sqft Living Area
1st Floor Area1,358 sqft
2nd Floor Area1,237 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleOther
Construction TypeWood
Lot Area6,969 sqft (0.159 acres)
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address976 WHITE CLOUD DR
CityMORGAN HILL
StateCA
Zip95037-6064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 9130 LOT 4
Legal Subdivision9130 OAK CRK SUB-PH 3
Legal Tract9130
Legal Lot Number4
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3019
Census Tract512307

Owner

Source: Santa Clara County records · APN 779-52-078

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address976 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2013 · Amount on Record
Deed SaleJun 20, 2013 · Amount on Record
Prior SaleJun 13, 2013 · Amount on Record
Deed Document Number22272466
Record UpdatedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address976 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064
Document Number0023931552
Instrument DateMay 08, 2018
Transaction TypeMortgage
Record UpdatedJun 04, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address976 WHITE CLOUD DR MORGAN HILL CA 950376064, MORGAN HILL, CA 95037-6064

Mortgage

Document Number0023931552
DateMay 14, 2018
Instrument23931552
Lender
NamePREMIERONE CU
TypeCredit Union
AddressSAN JOSE, CA 95110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 13, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMorgan Hill City
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,687.00 (+3.09%)$892,773 (+4.04%) Land $312,407 Building $580,366
2023$10,367.00 (+1.63%)$858,108 Land $300,277 Building $557,831
2022$10,201.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855123073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 693 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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