986 White Cloud Dr, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 986 White Cloud Dr, Morgan Hill, CA 95037 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,614 sqft · built 2000
Lot Size0.128 acres (5,600 sqft)
OwnerCompany Name on File
Last Sale$985,000 (Mar 2021)
Tax Bill$12,567 (2025)
Deeds & MortgagesSep 2022 Mortgage
Mar 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN779-52-082

Property Details

APN / Parcel Number

Primary APN779-52-082

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,614 sqft Living Area
1st Floor Area1,614 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Construction TypeWood
Lot Area5,600 sqft (0.128 acres)
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address986 WHITE CLOUD DR
CityMORGAN HILL
StateCA
Zip95037-6071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 9130 LOT 9
Legal Subdivision9130 OAK GREEK SUB-PH 3
Legal Tract9130
Legal Lot Number9
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3019
Census Tract512307

Owner

Source: Santa Clara County records · APN 779-52-082

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address986 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 05, 2021Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Apr 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2021 · Amount on Record
Deed SaleMar 05, 2021 · Amount on Record
Prior SaleJul 26, 2016 · Amount on Record
Deed Document Number24860455
Record UpdatedJun 07, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address986 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1036 CEDAR GABLES DR, SAN JOSE, CA 95118-3760

Mortgage

Document Number0025367897
DateSep 02, 2022
Instrument25367897
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term343 Months
DueApr 01, 2051

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMar 05, 2021
Property Address986 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071
Document Number0024860455
Map ReferenceMB 724 PG 43-46
Instrument DateMar 02, 2021
Instrument24860455
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address986 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071

Mortgage

Document Number0024860456
DateMar 05, 2021
Instrument24860456
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address986 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024292305
DateSep 27, 2019
Instrument24292305
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address986 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071
Document Number0023923539
Instrument DateApr 27, 2018
Transaction TypeMortgage
Record UpdatedMay 08, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 WHITE CLOUD DR MORGAN HILL CA 950376071, MORGAN HILL, CA 95037-6071

Mortgage

Document Number0023923539
DateMay 02, 2018
Instrument23923539
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMorgan Hill City
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,567.00 (+3.13%) Homeowner's exemption$1,066,192 (+4.04%) Land $373,112 Building $693,080
2023$12,186.00 (+1.65%) Homeowner's exemption$1,024,793 Land $358,625 Building $666,168
2022$11,988.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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