Sumter County property record for 985 Sumner Loop, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 1,836 sqft · built 2020 |
| Lot Size | 0.147 acres (6,440 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $499,000 (May 2022) |
| Tax Bill | $7,687 (2024) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G23C048 |
| Primary APN | G23C048 |
|---|
| Building Area | 1,836 sqft Heated Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Construction Type | Steel Frame |
| Lot Area | 6,440 sqft (0.147 acres) |
| Garage Area | 362 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Street Address | 985 SUMNER LOOP |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-5577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 VILLAGES OF SOUTHERN OAKS UNIT 44A PB 18 PGS 17-17E |
| Legal Range | 23E |
| Legal Township | 19S |
| Legal Section | 23 |
| Legal Lot Number | 48 |
| Legal Unit | 44 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 911301 |
Source: Sumter County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 985 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on Record |
| Deed Sale | May 19, 2022 · Amount on Record |
| Prior Sale | Jul 15, 2020 · Amount on Record |
| Deed Document Number | 202260026152 |
| Deed Book / Page | 4273 / 434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | May 19, 2022 |
| Property Address | 985 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Document Number | 0042730434 |
| Book / Page | 4273 / 434 |
| Map Reference | MB 18 PG 17&17A-17E |
| Instrument Date | May 10, 2022 |
| Instrument | 202260026152 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,493.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1004 SUMNER LOOP, 1004, THE VILLAGES, FL 32163-5577 |
| Name | Verified Name |
|---|---|
| Address | 985 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Document Number | 0004273435 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 4273/435 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jul 15, 2020 |
| Property Address | 985 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Document Number | 0037880674 |
| Book / Page | 3788 / 674 |
| Map Reference | MB 18 PG 17,17A-17E |
| Instrument Date | Jul 1, 2020 |
| Instrument | 202060029758 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENINSULA LAND AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909 |
| Name | Verified Name |
|---|---|
| Address | 985 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Document Number | 0003788675 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 3788/675 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $389,080 (+5.98%) | $394,520 (+7.47%) Land $38,640 Building $355,880 | |
| 2024 | $7,687.00 (+4.22%) | ||
| 2023 | $7,376.00 (+24.81%) Additional exemption filed | $367,110 (+44.62%) Land $25,760 Building $341,350 | $367,110 (+10.62%) Land $25,760 Building $341,350 |
| 2022 | $5,910.00 Homeowner's exemption | $253,840 | $331,880 Land $25,760 Building $306,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 224 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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