984 Sumner Loop, The Villages, FL 32163 Property Records

Sumter County property record for 984 Sumner Loop, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	1,918 sqft · built 2020
Lot Size	0.176 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$394,339 (Jul 2020)
Tax Bill	$8,522 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G23C041`

Property Details

APN / Parcel Number

Primary APN	`G23C041`

Interior

Building Area	1,918 sqft Heated Area

Exterior

Year Built	Built 2020
Construction Type	Concrete
Lot Area	7,700 sqft (0.176 acres)
Garage Area	388 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Pool Area	325 sqft
Porch	Open Porch

Location & Zoning

Street Address	984 SUMNER LOOP
City	THE VILLAGES
State	FL
Zip	32163-5577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 VILLAGES OF SOUTHERN OAKS UNIT 44A PB 18 PGS 17-17E
Legal Range	23E
Legal Township	19S
Legal Section	23
Legal Lot Number	41
Legal Unit	44
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2011
Census Tract	911301

Owner

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	984 SUMNER LOOP, THE VILLAGES, FL 32163-5577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202060030289
Deed Book / Page	3791 / 74
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jul 17, 2020
Property Address	984 SUMNER LOOP, THE VILLAGES, FL 32163-5577
Document Number	0037910074
Book / Page	3791 / 74
Map Reference	MB 18 PG 17&17A-17E
Instrument Date	Jul 6, 2020
Instrument	202060030289
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,760.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 SUMNER LOOP, THE VILLAGES, FL 32163-5577

Mortgage

Document Number	0000379175
Date	Jul 17, 2020
Instrument	3791/75

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$450,070 (+5.99%)	$658,410 (+3.29%) Land $107,800 Building $550,610
2024	$8,522.00 (+4.73%)
2023	$8,137.00 (+13.9%) Additional exemption filed	$424,650 (+22.74%)	$637,410 (+39.88%) Land $107,800 Building $529,610
2022	$7,144.00 Homeowner's exemption	$345,980	$455,690 Land $77,000 Building $378,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 224 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20